If you are in the process of buying a Charlottesville VA horse farm, having a local lender can help.
Many of us are used to shopping for everything on the internet. As you know just about any product that we wish to find is offered on the web and mortages are no exception. It is easy to click on these sites to try and find the best rates. Or you may be from out of town or even out of state and have a lender in the town where you currently live with whom you are comfortable doing business. However, in the current real estate market we are seeing many contracts that do not make it to closing or closings that are delayed. Often it is little glitches that can cause the whole train to derail. A transaction may be held together or salvaged if the attorneys, lenders and Realtors can communicate easily and are able to talk together face to face. Choosing a local lender and a local attorney can make the difference between your contract for a Charlottesville VA horse farm closing or falling apart.
A heads up for Charlottesville first time homebuyers: if you are planning to take advantage of the $8000 First Time Home Buyers Tax Credit, you are running out of time. In order to qualify the contract must close by November 30. This means that your Charlottesville Virginia home needs to be under contract by September 30, thus allowing ample time for loan approval and closing.
Contact
Pam Dent
, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161 to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville. Email Pam Dent.
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Copyright © 2009 by Pam Dent, all rights reserved, "Buying A Charlottesville VA Horse Farm – A local Lender Can Help'.