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Giving Thanks for a Little Good News

As we spend this Thanksgiving with friends and loved ones it is important to consider all of the things that we have to be grateful for.  I would like to share with you a bit of good news from Sandy Madison at Sun Trust Mortgage.

The points listed below by Sandy point out that the Charlottesville real estate market may be headed in the right direction.

  1.  Nationally mortgage applications fell by 6.2% last week.

  2.  Last week our office reported a 50% increase in applications over the previous two weeks.

  3.  This week our office took more applications that we took in the two previous weeks combined.

  4.  75% of the twenty-seven applications taken over the past three weeks were with purchase contracts.

  5.  National home price affordability has reached a 4-year high.

  6.  Home price affordability is expected to experience only a modest increase in 2009.

  7.  Mortgage insterst rates have continued their downward movement.

  8.  The Charlottesville real estate market is gaining momentum.

And more good news from Karen Seiarrino with T.Y. Mortgage.  Yesterday interest rates for a 30 year fixed fell to 5.5 with no points and 5.25 with one point.

The combination of low interest rates and lower home prices are making Charlottesville homes affordable again.  This is good news!

I wish all of my readers the best of Thanksgivings.  Cherish this time with family and friends.  Have a great holiday!

Filed Under: Blog, Charlottesville, Information for buyers, Information for sellers, Real Estate Tagged With: Charlottesville real estate market. interest rates

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Pam Dent
Phone: (434) 960-0161
Email: [email protected]
Gayle Harvey Real Estate Inc.
198 Spotnap Rd, #C-5,
Charlottesville, VA 22911


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