Real Estate Properties for Sale in Charlottesville VA Archives

Charlottesville Horse Farms | Market Report for February 2018

Your own country getaway and horse farm is waiting!

If you’ve been longing for a peaceful and tranquil life in the country where you can enjoy the company of your horses, then you should come and see the desirable city of Charlottesville VA.

This charming town is situated within the upper Piedmont Plateau, in the foothills of the Blue Ridge Mountains and at the headwaters of the Rivanna River. It is approximately 100 miles southwest of Washington D.C. and 70 miles northwest of Richmond, Virginia.

It was established as a town in 1762 by the Virginia General Assembly and was incorporated as an independent city in 1888.

Residents and tourists alike love Charlottesville because of its rich cultural, natural, and artistic history showcased in a selection of first-rate museums, galleries, wineries, shops, and parks dispersed throughout the area. The city was also home to Thomas Jefferson, James Madison, and James Monroe.

Some of the historic attractions include Monticello, the Grounds of the University of Virginia, Ash Lawn-Highland, Historic Court Square, and Michie Tavern, ca. 1784. There are tours, special events, and educational programs aimed at maintaining the vibrant spirit of the past.

What makes Charlottesville horse farms so desirable?

Charlottesville is home to the most beautiful houses, peaceful farmlands, horse properties, and estates in the country. There are also many rivers and lakes that provide the perfect setting for aquatic pursuits, such as swimming, fishing, kayaking, canoeing, and tubing.

The city of Charlottesville boasts of a rich equestrian history, dating back to colonial times. It’s no surprise then that equestrian buyers from all over the world are drawn to this town.

With plenty of grass in the area, horses can graze in open pastures. They are free to run and live with enough space to get adequate exercise.

This town provides opportunities to attend horse shows year round within a short drive of Charlottesville. You’ll also find hundreds of miles of beautiful, scenic trails, designed specifically for horseback riding. James River State Park, nestled in the foothills of the nearby Blue Ridge Mountains, has 20 miles of many different types of riding trails.

Are you thinking of expanding your investment portfolio?

If you love horses and would like to own a countryside escape, the equestrian properties in Charlottesville are what you are looking for.

You’ll definitely find well-planned properties on the market that have everything that a horse farm buyer could ask for.

Market Report for February 2018

There are currently 161 Charlottesville and Albemarle County Virginia farms for sale. The prices range from $325,000 to $19,780,000. Spaces vary from as much as 20 to 870 acres.

Horse Farms for Sale in Charlottesville VA

161 Horse Farms for Sale – 161 Traditional Sales
0 Short Sale
0 Bank-Owned/REO Property

The median listing price of these horse farms is $ 1,695,000.

Click here for the current list of horse farms for sale in Charlottesville.

Call me, Pam Dent, at 434-960-0161. With my extensive knowledge of the Charlottesville area and the real estate market, I can help you find the best equestrian property that suits your lifestyle.

In case you can not view this video here, please click the link below to view CHARLOTTESVILLE HORSE FARMS | MARKET REPORT FOR FEBRUARY 2018 on my YouTube channel: https://youtu.be/lue0IrZPS9I.

SOLD! Virginia Historic Home for Sale – 2495 Wagon Trail Rd Monroe, VA 24574

A stunning Virginia historic home and vineyard for sale. The charming renovated historic home has two bedrooms upstairs. The den on the main floor could be made as the third bedroom. The home is nestled among the mountains with 6 acres of open land planted in grape vines, fruit trees, and gardens. The property includes a 7 stall barn with loft and attached storage shed. A lot of beautiful features in this Virginia country property.

SOLD! Virginia Historic Home for Sale – 2495 Wagon Trail Rd

Overview Maps Photos Features

$400,000

Single Family Home

Main Features

2 Bedrooms 2 Full Bathrooms Interior: 1,845 sqft Lot: 65.30 acre(s) Year Built: 1898 MLS #: 521236

Location

2495 Wagon Trail Rd Monroe, VA 24574 USA

Pam Dent – REALTORÂ®

Gayle Harvey Real Estate, Inc. (434) 960-0161 [email protected] http://www.JumpintoGreenerPastures.com

Listed by: Gayle Harvey Real Estate, Inc.

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😁How to Make Buying a Home a Less Stressful Experience

Purchasing a home is just plain stressful.

Buying a home is a complicated process that involves strong emotion. In fact, experts agree that moving to a new home is among the top three most stressful events in life- next to death and divorce.

Whether it’s your first time or not, some aspects of buying a home are simply beyond your control.

However, there are some things that can help make your experience less stressful. In this article, I’ve included three of the best ways in which you can beat the stress of buying a new Charlottesville VA home and enjoy the experience.

Home for Sale in Charlottesville VA

1. Get your finances in order

Before you even think about hitting open houses, the first thing you need to do is to get your finances in order. A few months before you start your home search, order your free credit report from the three big credit bureaus at annualcreditreport.com.

Examine your credit report carefully because lenders will use them to determine whether they’ll lend to you and at what rate. If you see any mistakes, have it corrected as soon as possible. You’ll need a score of a least 620 to get a mortgage while the best rates require a score of 740 or higher.

With a financial investment this big, the earlier you start getting your financial ducks in a row, the better.

2. Understand the home buying process

In the home buying process, knowledge is power. Don’t be afraid to ask questions until you understand. It’s essential that you keep yourself informed on the different steps involved in purchasing a home in Charlottesville VA. Doing so will help you manage your expectations.

There’s’ always a measure of anxiety when buying a new home. That’s perfectly normal, but you must not forget that it is also supposed to an exciting time. To make it a less stressful experience you have to prepare. Take time to educate yourself and do some legwork.

Having an experienced and reliable real estate agent can also be an invaluable resource for you at a time like this. Your agent will keep you in the loop and let you know what’s happening at all time.

3. Partner with Pam Dent

Any real estate agent can help you browse home listings and set up showings for you. However, you will benefit more from working with an experienced real estate professional who has built connections and know-how over the years.

That would be me. I’ve been through the house buying process with many clients many times and I will help you through this one. As your agent, I will point out the pros and cons of homes, making sure you have noticed any red flags and generally making the home buying a positive, successful experience for you. I am familiar with the tools of the trade—from online listing sites to all the paperwork it takes to simply make an offer on a home.

Call me, Pam Dent, at 434-960-0161. My ultimate goal is to make your home buying experience as easy and stress-free as possible. With me on your side, you can take a step back and enjoy the process responsibly.

🏠What to Consider When Creating a Home Wish List

What does your future home look like?

Before you start searching for your new home, you need to have an idea of what it’s going to look like. House hunting can be a time-consuming process so it’s important to have a picture of what you desire and what your budget allows. Knowing your priorities will save you endless time and frustration as you take a look at the homes for sale in Charlottesville VA.

Creating a home buying wish list can help organize your thoughts. A wish list can also help you narrow down your options.

So how do you create a wish list?

You need to start by identifying your needs and wants. Needs are features that are must-haves, while wants refer to the home features that make a home special but you can live without. Be sure to make a realistic wish list.

Consider the following questions:

1. Features

Do you want historic properties or newer ones?
What particular home style do you prefer?
How many bedrooms do you need?
How many bathrooms do you need?
Do you prefer updated bathrooms?
What type of living and dining areas do you prefer? Traditional? Formal layout? Contemporary plan?
How many stories do you want in a home?
How much space do you need?
How high should the ceilings be?
What kind of kitchen do you prefer?
Do you prefer a garage or a carport?
Do you need a basement and/or an attic?

2. Amenities

Do you need a home office?
Do you want a home with a play or exercise room?
What kind of security system do you prefer?
Do you need a workshop or a studio?
Do you need a home with an in-law suite?
Do you want a fireplace?
Do you want a hot tub?
Do you want a pool?
Do you prefer a home with a deck or porch?
Do you want a laundry room?

3. Location

Remember that your choice of location will affect the home’s current and future value. It will also have an impact on your lifestyle.

It’s also good to keep in mind that you can always add amenities, but you can never change a bad location.

Do you want urban? Suburban? Or rural?
Which school district do you prefer?
Is the neighborhood close to the airport?
Is the neighborhood close to restaurants and retails?
Does the neighborhood have easy access to major highways and thoroughfares?
Are there nearby healthcare facilities?
Are there nearby parks and recreation areas?

4. Length of time you plan to live in the home

When looking for a home, you should also consider your future needs, around 7 to 10 years from now. If your requirements might change within that period, be sure the home you’re going to choose will still be able to accommodate your needs.

Are you ready to look for your home in Charlottesville VA?

Call me, Pam Dent, at 434-960-0161. I am committed to helping you find the home that suits you best. I make it a goal to provide excellent service to all my clients. With my help, your home purchase process will be seamless!

👍How to Make Your Home Offer Irresistible to Sellers

Your bid needs to stand out when you’re competing with a lot of other buyers.

In markets with houses in short supply, sellers have the advantage over buyers. This often results in bidding wars among buyers vying for the best properties.

You may need more than just money in order to buy the Charlottesville VA home that you want. You must give sellers enough reasons to pick your offer over offers from other bidders. Your purchase offer should persuade sellers that you are a serious buyer who will give them most of what they want.

Here are some ways to make your home offer stand out:

1. Cash Is King

If you can buy a Charlottesville VA home with a full-cash offer, you will have an advantage over other offers with mortgage requirements.

Sellers love all-cash offers since they’re less likely to fall through before the sale closes. This is because there aren’t any issues involving mortgages, the escrow closes faster, and there is no appraisal requirement.

2. Get pre-approved

If you can’t pay cash, you’ll need to get a mortgage.

Check your credit reports three or four months before you start looking for homes for sale in Charlottesville VA. That will give you enough time to correct any errors and take steps to improve your credit score. You can get your reports once a year free from the three major credit bureaus at www.annualcreditreport.com.

Don’t bother submitting an offer on a house without a loan pre-approval in hand. A pre-approval letter from your mortgage broker or bank confirms that you can borrow enough money necessary to finance the home. It shows a seller that you’re not only qualified but also prepared and serious about purchasing their home.

3. Get the sellers to like you

To improve your chances of winning the bid, let the seller know why you want to live in the property they once called their home.

The old-fashioned letter is still one of the most useful tools for buyers these days. This will help you connect with the sellers, especially if you haven’t met them.

If the sellers love the home, they are more inclined to give it to someone they have more in common with. It’s the human factor. If you are not sure what to write to the seller, just let them know how important the house is to you, how special it is, and how you plan to take good care of it.

4. Give the gift of time

Be willing to work with the seller’s timetable to go to closing. Generally, closing takes place within 30, 45, 60, or 90 days.

You can customize the length of the closing in order to meet the seller’s need. This strategy has been proven effective many times. If the sellers want to remain in the home for a while after closing, offer them a “lease back” or “rent back”. This is legal arrangement and you will become their temporary landlord. If you are bidding on a short sale, let the sellers know that you are patient and can wait for the bank’s decision.

Making an offer on a home may seem daunting, but it doesn’t have to be. As your agent, I can help you craft a strong offer. I will not only guide you, but also go the extra mile for you!

Call me, Pam Dent, at 434-960-0161. I can help you find the best home that suits your needs. Let’s get started!

✅Why a Pre-Approval Is Crucial When Buying a Charlottesville VA Home

Are you getting ready to buy a new home?

One of the most important steps in the home buying process is obtaining financing. As a buyer, you have to know for certain which type of mortgage best suits your needs. In order to determine that, you need to get pre-approved for a mortgage.

Many buyers don’t understand why getting a pre-approval is important. The truth is, if you don’t get a loan pre-approval before you start looking for Charlottesville homes for sale, you might actually prevent yourself from finding—and buying – your dream home.

Pre-qualification Vs. Pre-approval

There are some people who think that a pre-approval and a pre-qualification are one and the same. There is actually a world of difference. You need to understand the difference between being pre-qualified and pre-approved.

A pre-qualification is the initial step and the entire process is informal. To prequalify for a mortgage, you have to meet with a lender and provide information about your assets, income, and liabilities. The lender will give you a rough estimate of how much money you can borrow based on the information you have given.

A mortgage pre-approval, on the other hand, is when a lender gives their written commitment to a potential borrower. With a pre-approval, the lender checks your credit and verifies your financial and employment information and documentation.

With a pre-approval letter from your lender, real estate agents and sellers know you are a serious buyer. Your pre-approval letter proves that you already have the backing and the ability to go through with the sale, making you a much more attractive buyer to sellers.

Below are several reasons you will be glad you obtained a pre-approval for a mortgage before looking for homes for sale in Charlottesville VA:

1. It pinpoints a price range

With a mortgage pre-approval, you will learn how large a loan you would qualify for based on your financial history. You don’t have to waste your time looking at properties that are beyond your price range.

It also narrows down the neighborhoods you should consider. When you know your budget, you also know what areas you can afford. This way, you can find your dream home much faster.

2. It results in a higher acceptance rate

Sellers are less willing to accept offers from a buyer without a pre-approval. They don’t like it if they need to wait for a buyer to get approved for a mortgage before a serious offer can be made or accepted.
Sellers appreciate buyers who have been pre-approved because they can start negotiating right away. In addition, they may be more willing to lower the asking price, cover closing costs, or make adjustments to work with a pre-approved buyer.

3. It speeds up the process

If you aren’t pre-approved, you’ll spend more time looking for homes. You may get turned down once you’re ready to make an offer.

With a pre-approval, you have less to worry about. You’ll have fewer major hurdles to overcome.

Let me help you find your dream home!

Call me, Pam Dent, at 434-960-0161. I’m committed to helping you become a successful home buyer in Charlottesville VA!

NOW UNDER CONTRACT: 4029 Carters Mountain Rd Charlottesville VA 22902 | Country Home for Sale

Your own country haven

When you long for peace and serenity, fresh air, mountain views and more space for you and your loved ones to enjoy, here’s a perfect opportunity for you.

Tucked away in 7.5 private acres of a lush wooded lot in the one of the estate areas in Albemarle County is a charming all-brick one-story home. Set on gently rolling land and sheltered by towering trees, this home offers the privacy and serenity you dream of.

Featuring 4 bedrooms, 3.5 bathrooms and an oversized 2-car attached garage in almost 3,000 square feet of living space, this Charlottesville country home offers beautiful winter mountain views in a private and convenient setting.

On this property, you can enjoy your passion for being self-sufficient, or you can turn it into a holiday get-away spot for those who are seeking for country retreat.

A fun and comfortable place to live

Charlotteville is a beautiful and vibrant community popularly known for its scenic country scenes and two historic presidential estates. But did you know it is also the best producer of wines on the east coast?

This home is close to wineries. Jefferson Vineyards is only a ten minute drive away. Gabriele Rausse Winery is only five minutes away from this home, and the other wineries are all within a thirty minute drive.

This country home may sound like it’s located far from public amenities and conveniences, but the truth is it is in an accessible location.

For shopping and fine dining options, Downtown Charlottesville is only 20 minutes away. You won’t even notice the time while driving due to the county’s scenic views that surround you along the way.

A welcoming private retreat

The home is set back from the road.

Step inside the front door and be welcomed into a good sized foyer with hardwood floors that extends all through the main floor.

To the left of the foyer is an ample-sized living room with a fireplace. Neutral toned walls enhance the warmth of the hardwood floors, creating a relaxing and inviting ambiance. The ceiling moldings and baseboards make this room more appealing.

Furnish it with your choice of furniture, throw in a rug for a more cozy effect, and add a center table with a vase of flowers and you already have a wonderful place to welcome family and guests.

Adjacent to the living room is a classic formal dining room with large windows and chair railings. Floral wallpaper graces the upper half of this dining room, giving it a quaint feel.

This dining room is spacious and can fit an 8-seater table easily.

It is also open to both the living room and the kitchen, providing a good flow when entertaining.

There’s plenty of storage in the kitchen

If you enjoy cooking, the kitchen of this Charlottesville property will appeal to you.

An eat-in kitchen, it features lovely oak cabinets, Formica counter, a breakfast bar, and loads of storage space. The windows overlook the wooded backyard, so you can supervise your kids playing even when you’re inside preparing meals.

This home comes with a dishwasher, electric range, and refrigerator.

There’s also a breakfast nook overlooking one of the large windows. It’s the perfect spot for morning coffee and casual meals.

A cozy family room

Off the kitchen is the spacious family room which features warm neutral tones, a large fireplace to cozy up on cold nights, and a built-in bookcase. This warm and cozy family room is the best place to display your books, mementos and special souvenirs from your different trips.

This family room is a great spot for the whole family to gather and bond during game nights, or the perfect place to simply just relax.

Find privacy and retreat in the confines of the master bedroom.

Make this home’s master suite your private retreat, away from the hectic schedule of your work and activities.

The combination of carpeted floors, neutral-toned walls, and scenic views from the windows can instantly pacify and help you feel calm.

Nothing beats sleeping in a cozy master bedroom like this.

It also has an en-suite bathroom so you can fully enjoy your privacy.

All the other bedrooms are also large and well-appointed.

An outdoor living space for your enjoyment.

An outdoor oasis awaits you here in this Central Virginia country property. It’s the best outdoor living setup.

Step into a wide and spacious screened porch that opens to a private backyard. Here you get an unobstructed view of nature all-year round.

Some outdoor furniture will look amazing in this space. It is the perfect spot for dining, whether you simply want to enjoy the view or when you are entertaining.

Do you require a recreation room?

When you need more living space, this home delivers. The terrace level offers a recreation room which has a brick fireplace and new carpet on the floor.

This terrace level has a bedroom and a full bathroom. It’s a great place for a home office, or you can turn it into a craft room where you can create and enjoy your arts and crafts.

Enjoy the benefits of a well-planned home

You’ll love how meticulously planned this property is. The laundry room has a water purification system and a water filter.

There is an oversized two-car garage that provides more than ample storage space.

The whole home has also been freshly painted for your convenience.

Enjoy all this home’s features and amenities for ONLY $429,000.

Want to know more information about this home or learn about similar homes in the area? Visit https://JumpIntoGreenerPastures.com/ for a list of available homes for sale in Charlottesville.

Call me, Pam Dent, at (434) 960-0161. I specialize in country properties here in Central Virginia. With my help, you will surely find the best property, either as a main home or a vacation home.

In case you can not view this video here, please click the link below to view 4029 Carters Mountain Rd Charlottesville VA 22902 | Country Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=X17elVWRwUw&feature=youtu.be

🏠What Are the Mistakes You Should Avoid When Buying a Charlottesville VA Home?

Be aware of what you shouldn’t do!

Buying a home can be a daunting task, especially if it’s your first home. It’s an important milestone and a major investment. It’s exciting but full of complexities. If done incorrectly, the consequences can be costly.

Buying a home in Charlottesville is probably the largest financial transaction you will ever make. Make sure that you are prepared to make a good purchase decision.

You also need to steer clear of the pitfalls that can put a huge damper on your plans. Here are the top mistakes to avoid when buying a home.

Mistake #1: Not doing proper research and preparation

Before you leap into the home buying process, you have to start by understanding your family’s finances and needs. No one knows your financial situation better than yourself. Take a look at your assets, analyze your debts, and get pre-approved before plunging into the house hunt.

You also have to familiarize yourself with the neighborhood. Keep in mind that you’re not just buying a house, you’re also buying a location. Find out about the quality of schools, the ease of transportation, and the nearby amenities.

When you do proper research and preparation, you’re making your potential house a financial blessing.

Mistake #2: Underestimating the cost of owning a Charlottesville home

Owning a home is a serious commitment. It’s a big move forward.

Aside from property taxes and home insurance, you also need to be aware of the other costs of home ownership. Most of the time, they can be easily overlooked.

Listen carefully to your agent so that you understand the whole package and can enjoy the experience of signing the final document and taking hold of the keys to your new home.

You also have to remember that closing on a house is just the initial step. To avoid problems in the future, invest time in learning about what you’re signing and what you’re agreeing to.

Mistake #3: Skipping the Home Inspection

When buying a house, nothing is more important than the condition of the property.

Some home buyers try to save money by avoiding the expense of hiring an inspector, who may take anywhere from two to four hours, to search for signs of property damage. However, those undetected defects may result in thousands of dollars of damage down the road.

No matter how much you want the property, foregoing inspection is unwise. If you skip this important step, you risk living in a home that costs almost as much as any repairs you will be making in the future.

Get a real inspector who is certified by the American Society of Home Inspectors (ASHI). It takes a trained eye to be able to see the problems that can exist in a home.

Buying a home is one of the biggest financial decisions you’ll ever make. It makes sense to have an experienced real estate agent guiding you so that you can avoid these mistakes.

Let us assist you!

Call me, Pam Dent, at 434-960-0161 if you have questions or would like to get your home buying process started. We can help you find your dream home!

🙌What to Expect When Buying a Home in Charlottesville VA

Purchasing a home is a big deal.

The whole process can be even more daunting if you’ve never bought a house before. It’s not as simple as picking out a house, having a seller accept your offer, signing your name on a couple of dotted lines, and getting the keys to the property.

Buying a house can be a lengthy and complicated process that involves a lot of steps. It’s a serious commitment. You have to prepare yourself financially, emotionally, and mentally.

Home ownership can be a smart long-term move, but you want to know what you’re getting into. Here are some things that you should expect when buying a home:

Expect rigorous financial checks

One of the things that you should expect when buying a home in Charlottesville VA is that you will undergo some serious financial checks. In order to decide whether or not to offer you a loan, loan officers will have to take a look at your financial standing.

Knowing your credit score is also important because it determines the rate and conditions you receive on a mortgage loan. If your credit score is high, lenders will see you as a low-risk investment and offer you a low rate on your loan with good conditions.

Expect to make a down payment

You have to be prepared to make a down payment if you’re set on purchasing a Charlottesville home for sale. A down payment is a type of payment made in cash during the onset of the purchase of a home.

Many home buyers pay down payments equal to 10% to 20% of the total value of the home, while the bank or other financial institution covers the remainder of the costs through a mortgage loan.

Expect that you and the seller aren’t the only people involved

When you decide to purchase a home, you’ll come in contact with several individuals, each playing a significant role in your purchase journey. This typically involves the following:

Mortgage Lender
Mortgage Banker
Real Estate Agent
Seller’s Agent
Home Inspector
Appraiser
Home Insurance Agent
Title Company or Settlement Agent/Attorney

Expect that you have to be patient

Being patient is one of the key elements you need to have in order to make sure you are making all the right decisions when buying a home.

Don’t get easily frustrated when you can’t find your dream home in the first few days or weeks. This is part of the process so you have to give it some time. Once you have found the right home, you have to keep in mind that it is yet another part of the process to get to the closing of the purchase of your soon-to-be new home.

Buying a home is an exciting time! Making the smart move of choosing the best real estate agent will ensure that your new home and community will meet your needs.

Let me be of service to you!

With my experience, I can help you find the best house, for the best price, that checks off the majority of the items on your checklist. I will help you navigate all the questions and explain the process, each step of the way.

Call me, Pam Dent at (434) 960-0161. Together, we can find the home that best suits you and your family!

👌How to Save for a Down Payment on a Charlottesville VA Home

Buying a home is the largest purchase most people will ever make.

If buying a home is one of your financial goals, it is best to begin preparing for it in advance as soon as possible. As with all major savings goals, the sooner you start setting aside money, the easier it will be.

You’ve probably been thinking about how and where to save money for a down payment. While the amount can be daunting, it can be done with a basic understanding of how real estate financing works and how to create a savings plan.

What is a Down Payment

Basically, a down payment is the amount of money you spend upfront to purchase a home. It is usually combined with a home loan to fulfill the total purchase price of a home.

Homebuyers have to make a down payment because lenders generally won’t finance 100% of the purchase price. The bigger the down payment you can make, the less risky the loan is for the lender.

So how much down payment do you need in order to purchase a home for sale in Charlottesville VA?

That would depend on three things – your lender, the kind of loan you will get, and your financial situation. Typically you’ll have to pay a minimum of 5% to 20% of a home’s purchase price.

Here’s how to save for a down payment the smart way:

Determine your price range

Before you start saving money for a down payment, you need to determine first your price range. You don’t want to overspend on a home you can’t afford to keep, do you?

When deciding on a price range, be realistic and consider your financial situation. The often quoted rule of thumb is you can afford a house that costs up to 2 ½ times your annual gross income. If you are buying with your spouse, you should also consider his or her annual gross income to help you decide just how expensive a home you can buy.

Learn to prioritize

Saving for a home is all about priorities. Would you be willing to tighten your belt in order to save for the down payment of your dream home?

Identify areas in your life where you can cut back on expenses so you can put more money in your savings. The best way to do this is to create a budget.

You can also look for a cheaper way to do things. Do you take expensive vacations? You can try something less expensive or closer to home. You can save for a down payment without diminishing the fun in your life.

Put your savings on autopilot

If you’re really determined to buy a home for sale in Charlottesville VA, you could automate your savings into an account specifically for your down payment.

Having it automated makes sure that you don’t forget to make the deposit into your savings account. You can choose a fixed amount, like $300 per month. You can also specify a percentage of each paycheck. This way you can save more when you get a raise or bonus.

Are you in the market for a home here in Charlottesville VA? Let me help you!

Call me, Pam Dent at (434) 960-0161. Let’s make sure that your real estate transactions go as smoothly and as stress-free as possible!