PAM DENT

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What Do You Do If Your House Isn’t Selling?

Do you feel discouraged when your home stays on the market for a long time and can’t even get a single buyer to make an offer on it? Are you worried that your Charlottesville VA home for sale may become an expired listing soon?

In this article, you will discover the actions you can take when your house doesn’t sell. 

There is no need to panic when your Charlottesville VA home doesn’t sell. Changing your sales strategy, selling for less, and considering a short sale are just some of the things you can do when your property doesn’t sell immediately. When your timing isn’t right, you may even consider waiting to sell.

Keep reading to learn more about your options when your house doesn’t sell and turn your disappointment into a sigh of relief!

Why is your Charlottesville home not selling?

In a perfect world, home selling is a predictable process where you put your house on the market and get an offer after scheduling a bunch of showings. Unfortunately, it doesn’t always work that way.

Probably, you are reading this article because you are one of those sellers who are left wondering why your Charlottesville VA home just won’t sell, no matter how much you try to get the word out and get offers. Here are some of the possible reasons your house isn’t selling:

·         It’s not the right market

When you sell your home, consider the time of year you are listing and whether it’s a buyer’s market or a seller’s market. These real estate market trends play major roles in how fast a home sells.

If you want to avoid a stagnant sale process due to bad timing, it’s imperative that you are strategic when you list. Sometimes, it’s even better to wait and get on the market when you know your chances for a quicker sale are already high than to put your home on the market too early and let your listing get stale.  In the Central Virginia area our hottest market when there is the largest number of people looking at homes is in the spring. However, during the winter there are usually fewer homes on the market and therefore less competition.

·         Your home for sale in Charlottesville is priced too high

If your home is priced well above the comps in the neighborhood, expect potential homebuyers to pass it over. Since purchasing a home is a huge financial investment, buyers generally don’t take an interest in homes that are overpriced. If other homes in the neighborhood are selling but yours isn’t, that’s a tell-tale sign that your home is priced too high.  

·         Your listing is either insufficient or out-of-date

Sometimes, the reason why your home isn’t selling is that your listing is not doing your Charlottesville VA home justice. Remember, your listing is where potential homebuyers go first when they’re interested in your property. If your listing is insufficient or outdated, that can be a huge turn off for buyers.  Having good photographs that show your home in its best light is key. Most buyers start their home search online, looking at listings and photographs. Depending on what they see they will then contact an agent and give them a list of properties that they want to see. Without good photographs they will never make the decision to see your home in person.

·         Your home is in poor condition

One of the most common reasons a home doesn’t sell is its lack of aesthetics. Homebuyers can easily spot if your home needs repairs and some deep cleaning, in the same way that they can spot if your home is decorated too boldly.

Buyers are only interested in turnkey homes, or at least those that won’t cost them a lot for repairs and design. If your home isn’t selling, then it’s probably because you have failed to present it in its best light before putting it on the market.  Remember that you only have one chance to make a firs impression.

What can you do when your home isn’t selling?

When you think you’ve already tried to do everything right but your home still won’t sell, it’s time to get the ball rolling and think about what you can do to boost buyer interest in your property. When the waiting period for your property to sell is already much longer than you expect, then the situation dictates that you finally need to take action.

Here are some of the things you can do when your house isn’t selling:

·         Get an up-to-date professional valuation and price your home right

The price is a major swing factor for potential buyers. Most of the time, even if a Charlottesville home ticks all the boxes—from a great neighborhood to good schools, if it’s overpriced, chances are buyers will rather opt for something else nearby.

If you don’t want homebuyers to pass your home over, get a property valuation and make sure that your property falls in a more realistic price bracket.  You may either opt to contact a real estate agent for a broker price opinion or hire a licensed appraiser.  

·         Put your Charlottesville VA home on the auction block

If you’ve done all you can but still can’t get offers on your home,  you may consider auctioning it off. Property auctions are usually transparent and secure and have no hidden catches, making them an appealing sales channel. During a property auction, the buyer and the seller exchange contracts inside the auction room with other investors and developers around. As long as you price your property right, there’s a huge chance for your home to be sold by the end of the bidding.  One thing that I have noticed is that the majority of the properties that go to auction end up selling for a significantly discounted price.

·         Host an open day

Hosting an open day may be an effective way to drum up sales interest in a property. This especially rings true for sellers who have struggled for some time without compromising too much on the price. You can ask your professional real estate agent to set up this event for you and use her expertise to attract interest and to guide your visitors around.  This tactic works best for a home in a neighborhood where there is a lot of drive by traffic.  

·         Offer incentives to buyers

Another good way of boosting buyer interest in your property is by putting a considerable amount of money into the transaction, including state or county transfer taxes and lender and settlement attorney fees offered to buyers. Sometimes, these fees serve as stumbling blocks for potential buyers. Other incentives that we see are allowances for repairs or remodeling.

If you offer to pay up some of these expenses, it might help remove what’s holding buyers back from buying your home and ultimately they will agree to close the deal with you.  

·         Rent out your home

If you have already moved to your new home but your old home is still on the market, then you may have already grown tired of paying two mortgages at the same time. If this is your case, you may want to rent out your home so you can buy some time and save money until you decide it’s time to put your Charlottesville VA home on the market again.  If you decide to go this route, and you still want your home to be shown to buyers, it is necessary to put something into your rental agreement outlining the terms under which the tenants will be required to allow your home to be shown.  

·         Target buyers who are looking for rent-to-own homes

If homebuyers aren’t biting despite all your marketing efforts, then it might be time to target people who are looking for rent-to-own properties instead. Although this process isn’t as clean and financially secure as selling the property outright, it can help you speed up the process of selling your home, only that you’re selling it to a buyer who is looking for an alternative to purchasing with a mortgage. This is a more complicated process so it will be helpful to have the guidance of a real estate professional who is knowledgeable with the ins and outs of this type of transaction.

The advantage of choosing this option is that even if you don’t get the full purchase price of your home at the time of the sale, you can be assured that you will still have a steady flow of income as the tenant-owner makes his monthly payments.  

·         Wait to sell

Sometimes, no matter how much effort you put into winning the interest of homebuyers, you just can’t get them to want to buy your home. If that’s the case, then the problem might be the timing of your sale. 

You might be selling your home during a period of excess inventory, so buyers are inundated with options that are drowning out yours.

When this happens, the best thing to do is to discuss with your real estate agent if taking your home off the market for a bit will help. With the help of your agent, find out what the current inventory in your market is and ask her when the peak seasons are. 

Once you realize your timing is off, better un-list your home temporarily and try putting it back on the market at a more optimal time. Always keep in mind that when it comes to home selling, timing is everything. That’s why sometimes, the best approach is to take a step back and try again at a different time.

While I know how frustrating a stalled-out sale can be, I know there are options to ease the pain while you wait for the best offer on your Charlottesville VA home. Call me, Pam Dent, at 434-960-0160 and I will help you decide on a new strategy that will better help you close the deal. I know the Charlottesville VA market inside out and I can be your eyes and ears throughout the home selling process.

Do You Have to Pay Taxes on the Sale of Your Charlottesville VA Home?

Whether you are moving into a bigger home after outgrowing your starter home or downsizing, selling your home in Charlottesville VA is just as major a life decision as buying a new home. Selling the place you’ve called home for many years is a huge deal, especially when you start figuring out the taxes involved in a home sale.

If you are selling a home for the first time, you probably are wondering if you have to pay taxes on the sale of your home. Knowing how much taxes you need to pay—if there’s any—is important when selling a home because it will impact your finances for the many years to come.

In this article, you will discover everything you need to know about the taxes on selling a house, including tax breaks, reduced exclusions, reporting your home sale on a tax return, and determining the total profit of your home sale.

When you sell your home, you may be required to pay taxes on the money you earn from the sale. The good news, however, is that there are certain exceptions that may result in you paying very little or no tax at all.

Read on if you want to know if you owe taxes on the sale of your home.

Are You Required to Pay Taxes When Selling Your Home in Charlottesville VA?

As I said, there’s a chance you will have to pay taxes out of the money you earn from your home sale after you’ve sold your home. However, there’s also a chance for you to pay very little or nothing at all.

If you have lived in your home for two of the five years directly before you decided to sell it, the first $250,000 of whatever profit you make on the home sale is free of tax. This amount increases to $500,000 if you are married and you and your spouse file a joint tax return.

Note, however, that what we are talking about here is the first $250,000 (or $500,000) of the profit you make and not the income, so that means the tax is based on what you gain from the home sale and not on the total amount of money you make from the home sale.

There’ll be quite a bit of difference if you sell your Charlottesville golf home for less than $250,000 more than you purchased it for and if you’ve lived there for at least two of the previous five years. In that case, you don’t owe any taxes on your home sale.

How do you determine the profit on your home sale?

Now that you know when you need to pay taxes on your home sale, the next question is how do you determine the profit you make from selling your home? Remember, calculating your profit is necessary to determine if you owe taxes on your home sale. It may sound easy as pie, but calculating profit from a home sale is not as simple as subtracting the price paid from the sale price.

To determine your profit, the first thing you need to do is to figure out the cost basis for your home. As you do this, consider not only the total amount that you spent when you bought your home but also the amount you spent on renovations and improvements. If you spent an additional $20,000 when you added an extra room, then you need to add $20,000 to your cost basis.

Once you’ve calculated that, the next thing to take note of is how much you sold your home for. To get that amount, you need to deduct all the fees you paid, including the closing costs and realtor fees when you sold it. That means if you sold your home for $300,000 and paid $10,000 in closing costs and realtor fees, then the amount you earned on your home sale should be $290,000.

Now that you know how much you earned from your home sale, the next thing to do is to subtract your cost basis from this amount. In our example, your profit is $70,000 because that’s the result you get when you subtract $220,000 from $290,000.

Based on the rule, if the amount is less than $250,000, you won’t owe any taxes on your home sale. In this case, $70,000 is less than $250,000, so there is no need for you to pay taxes on your home sale.

How do you qualify for home selling tax breaks?

If we look at the example above, it may look like it’s so easy to sell a home and not to have to pay taxes at all. Actually, there are three basic requirements you need to meet if you want to qualify for the above tax break. Only when you meet these three qualifications will you be eligible for the tax break. Here are the requirements:

·         You must have been the owner of the home you are selling for at least two years. If you’ve been the owner of that home for less than that, then you cannot qualify for the tax break.

·         The home you are selling must have been your primary residence for at least two of the past five years. This is the reason why vacation homes and rental properties usually don’t qualify for tax breaks.

·         You must not have used this tax break for the sale of another home within the past two years. Tax breaks can only apply to one property, so it doesn’t really matter if you are selling multiple properties at the same time.

How do you qualify for a reduced exclusion?

If you don’t meet all of the requirements to qualify for home selling tax breaks, there’s still hope. Through a reduced exclusion, you still get to claim part of the tax break even if you are not totally eligible for the tax break. For instance, if the requirement is that you’ve lived for at least two years in the house you’re selling but you’ve only lived in your home for one year, you could still be exempt—but only for $125,000 of any profit you make from your home sale.

It isn’t that easy to qualify for a reduced exclusion though. To qualify for this benefit, you need to present a valid reason for not being qualified for the tax break. Examples of valid reasons include employment change, health reasons, or any unforeseen circumstance that leaves you with no other choice but to put your home on the market sooner than expected.

How do you report the sale on your tax return?

Unless you assure your real estate closing company that you will not owe taxes on your profit, you will receive a Form 1099-S when you make your home sale. Here is where you will report your home sale. If you happen to receive this form even when you are qualified for the tax exemption, you’ll need to report your home sale even if it doesn’t necessarily mean you owe taxes. Any profit that goes above or does not qualify for the exemption is taxed as a capital gain. 

So how do you avoid capital gains tax on your home sale?

Considering the factors needed to qualify for a tax break, here are the three important things you need to do to avoid having to pay taxes on your home sale:

1.   Live in your home for at least two years before selling it

This is easy to do, since the two years don’t necessarily have to be consecutive. Selling in less than a year will cost you a lot because you could be subject to the short-term capital gains tax, which is higher than the long-term capital gains tax.

2.   Verify whether you actually qualify for an exception.

If you have a taxable gain on the sale of your home, you can still exclude some of it if you have a valid reason for selling your home sooner than anticipated.

3.   Keep all the receipts for your home improvements.

Remember that the cost basis of your home does not only include what you paid to buy it, but also the improvements you have made over the years. The higher your cost basis is, the lower your exposure to the capital gains tax is. Examples of things that can cut your capital gains tax are remodels, new windows, new driveways, air conditioning installs, expansions, etc.

In conclusion, the question of whether or not you need to pay taxes on the sale of your home depends on your qualifications. While it’s possible you’ll need to pay taxes on your home sale, chances are you won’t have to, if you meet all the three requirements we’ve discussed.

By meeting just a few simple requirements, you can get up to $250,000 of your profit from your home sale tax-free, and this can even jump to $500,000 if you and your spouse file jointly. 

Please be sure to check with your financial advisor, CPA or tax consultant to see how the sale of your home best fits in with your financial plan and what tax benefits you may qualify for.

If you are selling your home in Charlottesville VA and you need someone to assist you with your home sale, call me, Pam Dent, at 434-960-0161 today.

What Should You Do Before Selling A House?

Selling a house is a process so complex that whether you are a first-time home seller or not, you will probably have a bunch of questions as to how to go about it. In this article, you will learn the answers to those questions and more as I prepare you for your home sale.

What are the things you need to know before selling your home?

When it comes to selling, knowing the value of your house and exercising patience and restraint are crucial. Before you put your house on the market, get it appraised by a licensed appraiser and/or a broker price opinion from a real estate agent so you can price it right. If you don’t want complications during your sale, you may also deem a home inspection necessary. As you discover issues during the pre-sale home inspection, you will have more control over how to handle these problems.  Many sellers choose to fix those deficiencies before putting the home on the market as they may come up later during the buyer’s home inspection.

If you uncover problems with your home during a home inspection, it is essential that you familiarize yourself with the disclosure laws in your state to avoid future litigation. While these laws generally require sellers to disclose either verbally or in writing, the presence of hazardous materials in your home or flaws in construction, they vary from state to state. It would be best if you consult a real estate agent, a lawyer, or your local housing authority if you are not sure of what you need to disclose to potential homebuyers.

Another thing you need to remember as a seller is that patience is key. I won’t argue that agents like us express concern that homes can go stale after lingering on the market for too long because that means they are not attractive enough to draw interested buyers. However, a stale sale usually results from a seller overvaluing his or her home. In some cases, the opposite can occur: in a rush to find a buyer, a home is undervalued. That’s the last thing I will ever wish to happen to you.

Lastly, if you’re able, try marketing your home and getting it under contract before you buy a new one. This is because if you buy a new one without having a sure buyer for your previous home, you may end up paying two mortgages at the same time.  Also many sellers will not accept a contract with a home sale contingency, but will accept one that is contingent on the successful closing of the buyers home that is currently under contract.

Do you need a real estate agent to help you sell your home?

Now that we’ve gone over the basics of selling a home, let’s consider an old debate: Do you need a real estate agent to assist you with your home sale?

If you’re selling your home this year, you’re lucky. Every passing day, the internet makes it much easier to sell a home without an agent. Despite that, however, most successful home sales are still done with the help of a real estate agent usually resulting in more money for the seller.

If you are selling a home in Charlottesville, VA, here are the many reasons why you should hire an agent.

·         Education and experience

RealtorsⓇ like us understand how complicated home selling can be. If you are new to home selling, you may be overwhelmed by the process and all the paperwork involved, so it helps to have someone experienced to assist you every step of the way.

·         Saves time and energy

If you have an agent, you will not have to do everything by yourself. This will help you save time and energy since you won’t have to spend time scheduling and conducting tours of your home, which usually cut into your work or weekends.

·         Discerning serious from non-serious buyers

Since we are experienced in real estate, we can easily distinguish between serious homebuyers and not. If you sell your home without an agent, it may be difficult for you to discern whether a buyer is really interested in buying your home or is simply looking.

·         Understanding  the market

As a seller, it is imperative that you understand the market before you sell your home. A good agent knows the market and understands trends, so rest assured that I can help your bottom line.

·         Negotiation

Not all home sellers have the ability to negotiate. Negotiation is a skill, more than anything else. If you hire me as your agent, you can take advantage of my negotiating skills to help you get the best price for your home.

·         Professional network

Selling a home is a multifaceted process, and it usually takes more than just an agent to make the transaction successful. My contacts with other real estate industry professionals like contractors, inspectors, landscapers, and the like can help you solve whatever problem you may encounter as you go through the home selling process.

·         Realtor only open houses

Agents like us conduct open houses just for buyer agents. During these events, buyer agents come often in groups and check out the house. Because this is usually just a quick process, it is more convenient for the seller than conducting a traditional open house.  The agents are looking at the home to decide which of their clients could be a good fit for your property.

What should you do before selling a house?

Whether you are relocating for work, making room for your growing family, downsizing, or moving to a more desirable neighborhood, you will need to take steps to ensure that your house is ready to sell. Regardless of the season or current economic conditions, there are several strategies you can use to help sell your home fast. Here are the things you need to do as you prepare to sell your home:

·         Research your local housing market

If you’ve lived in your current home for a long time, then you probably have a general idea of the housing prices in your neighborhood. Despite that, it’s still best to do some research on housing activity in your area. One good source for local and regional housing statistics is the National Association of Realtors (NAR).

As you do your research, search for comparable homes in your neighborhood so you’ll have a general idea of what the competition looks like. Examining the number of bedrooms and bathrooms and other features are essential when seeking out comparable properties. You can also visit open houses if you want to go the extra mile in reviewing similar properties.  Your real estate agent can also perform a comparable market analysis to assist with pricing.

·         Boost your curb appeal

As a seller, remember that for homebuyers, first impressions always last. Although significant landscaping updates are not really a major factor in a homebuyer’s decision making, it helps avoid anything that could detract him or her from that positive first impression.

·       Declutter

Getting rid of the clutter includes removing all personalized photos and other knickknacks. This step does not necessarily require a major renovation of your home—just a fresh coat of paint and some minor repairs are enough. Also decluttering and perhaps removing some items of furniture can contribute to making the rooms seem more spacious. Remember that your goal is to leave potential buyers with a good first impression, so don’t set a showing unless you are confident that your property looks clean, fresh, and well-kept.

·         Set a reasonable asking price

Pricing your home right from the start is important if you want to attract buyers instantly. Do not make emotional decisions by anchoring your asking price to the previous value of your home. Instead, stick within reasonable price limits to attract more offers.

·         Prepare all necessary documents

Preparing for a home sale isn’t just about preparing your home for sale but preparing yourself for future inquiries as well. Because of this, you must be ready to present all the documents that potential buyers, your listing agent, or lawyer may request down the road.

Marketing is important

Marketing your home for sale is more than just putting a sign in the yard.  You will need professional quality photographs. Buyers will be looking at your home on the internet before making the decision to come see it in person.  Good photographs are key. You may also want to have aerial photos or a drone video depending on the property. Your real estate agent will be able to put your property into the mls and will market it to other real estate agents.  It is important that all of the area agents are familiar with your home so that they will show it to their clients. In addition to the mls, your home will be added to numerous internet sites.

·         Market your home on social media

Giving your home as much social media exposure as possible is necessary to reach potential buyers. You can expose your home to potential buyers by listing it on popular real estate websites, uploading YouTube videos of your home, joining Pinterest groups, and blogging. Facebook is also a valuable site if you want to get the word out that you are selling your home.

While it is true that selling a home can be stressful, there are things you can do before selling your home that will definitely make it easier for you to seal the deal. These things require very little effort, but only if you have a trusted real estate agent behind you. If you need a real estate agent you can trust in Charlottesville, VA, feel free to contact me, Pam Dent, at 434-960-0161 today.

☝ Guidelines for Buying a Home in Charlottesville VA

Purchasing a home in Charlottesville, VA is not an easy task. Since home buying involves a huge sum of money, you need to follow certain guidelines and ensure that you make the right decision before you dive in.

When buying a home, it doesn’t really matter whether you are an experienced real estate investor or a first-time homebuyer. Regardless of how many times you have invested in real estate, you need to put a lot of thought into this decision so you can safeguard your finances and avoid future regrets.

Here are some guidelines that you can follow if you are buying a home in Charlottesville:

Know the Type of Home You Can Afford

Since buying a home is a long-term commitment, you need to determine how much you can pay every month. Having to spend years paying your monthly home mortgage is not a joke, so it is imperative that you only get a home that you can afford. As you calculate, include the costs for regular maintenance, insurance and other upgrades that your home may need in the future.

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Buying a home is one of the most crucial decisions that you will ever make. Not only does this provide a solid foundation for yourself, it also plays a huge role in your financial health.

When you buy a home, you help yourself build your net worth and achieve a level of financial freedom. However if you buy a home that is larger than you can afford, it could eventually become a major burden to you.

Here are some key signs that the house you are planning to buy is something you cannot afford:

It is outside your budget

While this may seem pretty obvious, in reality, you will be stunned at how many homebuyers tend to set a budget and end up going beyond it. There is a reason a budget exists. Going beyond it means you are stretching yourself past where you previously felt financially comfortable, so don’t take the risk of wanting something more than you can actually afford.

Determine your budget by calculating your current income and expenses on a monthly basis. To be safe, add in some cushion in case your expenses rise, but never assume that your income will go up. You also need to factor in how much you want to actually save and invest each month.

You make assumptions about your future income and expenses

Don’t be the kind of person who says, “I’m getting a larger and more expensive house because I will probably make more money in the future.” This thinking is disastrous because there’s a chance you or your spouse may never really get the raise you’re counting on. You may event lose your job entirely!

It is highly unlikely to predict your future income and expenses with real accuracy, so when you budget for a home, take a conservative approach based on your current income. Also, always assume that your expenses will go up if you plan to expand your family. Taking this approach will give you wiggle room to save money and invest in a home.

You are unable to place 20 percent down

Putting a sizable down payment on your dream home presents many key advantages. Aside from doing so will have you borrow less, you also get to start off with a larger piece of equity in your home. It also means lower interest payments overall.

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If you’re not able to save 20 percent for your down payment, then most likely, it will be hard for you to pay for your home in the long run. Rather than jumping into buying, try saving more for a larger down payment.

You have high interest rate

If your bank thinks you are a risky borrower, they are likely to impose high interest rates on you. If you have high debt, a low credit score, or both, you may end up with a higher-than-average interest rate, so your monthly mortgage payment will be higher.

Take a step back and examine why your interest rate is high, because that may be an indication that your finances are not in good shape. It may also mean you are trying to buy a house that is costlier than you can afford.

Your decision is emotion-driven

Say you chance upon a home that is the perfect embodiment of your dream home, but it’s expensive. It is expensive, but it is your dream home.

If you let your emotions to guide your decision, your dream home could end up being your worst nightmare. Remember that buying a home is more of a financial decision than an emotional decision. When you start having trouble making monthly payments after purchasing your expensive dream home, you might not appreciate all its beauty anymore.

You have weird mortgage terms

There are a lot of mortgage products out there, the most common of which is the one in which you place a certain amount of money down and obtain a loan with a fixed interest rate, then pay it back over an agreed period.

There are instances when you may not qualify for a fixed-rate mortgage. When such happens, banks will offer you different loan types. Don’t be lured to purchase a home that you ultimately cannot afford. If you are buying a home with a nontraditional mortgage—or if you do not understand the mortgage terms to begin with—you might take on more house than you can handle.

Your payments are more than 30 percent of your monthly income

Particularly in the U.S., renters and homeowners are advised to pay no more than 30 percent of their income in housing costs. While this is not a requirement or law, it is a helpful guide for determining if you may be overburdened by a mortgage.

If you have an average income, 30 percent is a safe target to stay under. If you have a high income, you may afford to spend more than that.

Obtain Financing

After figuring out how much you can afford to pay every month for your home, the next thing to do is find a lender and obtain financing. You can present to your lenders your credit score, recent tax returns and W-2 forms to verify your finances.

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Find a Reliable Real Estate Agent

The best way to go through the process of home buying is getting an experienced real estate agent to help you every step of the way. Especially if you are a first-time homebuyer and don’t know much about real estate investments, an agent can help you determine which communities have homes that suit your needs and can provide you with everything that you need to know about the homebuying process.

Whether this is your first real estate transaction or you are a veteran in real estate, having the right real estate agent is key to a smooth process. With millions of agents in the U.S. alone, however, how do you find the right agent for you?

The easiest way is by asking your friends and family for referrals in your area. Take into consideration their experiences and see if their names come up online. You can also check out reviews about those agents and go over these absolutely essential questions as you make your choice:

How long has she been in the business?

This question may sound basic, but it is crucial. While experience does not necessarily equal success, remember that real estate is a commission-based business and it would be difficult for any agent to survive the industry for a long time if she provides awful service. If an agent has been in the real estate business for many years, then most likely, she has already seen many different situations to be rattled should she encounter difficult clients down the road.

Does she have time for me?

Asking an agent about her average number of clients will also help you determine if she will have time for you should you hire her as your agent. As a potential client, you wouldn’t want to feel as if you’re thrown to the wayside while your agent is busy working with a dozen others.

If your agent is working with a high volume of clients, find out how she plans to remedy the situation should you hire her. If she has other team members who can help you, then that’s better.

Which specific areas does she cover?

As you look for an agent, you will likely encounter ones who are neighborhood experts and others who travel halfway across the country to find clients. If you want the best agent, find someone in the middle. Just because an agent covers an entire state doesn’t mean she has an intimate knowledge of all its local markets.

Is she part of a team?

While working with a team can have many benefits, you must clarify from the get-go the relationship you will have with the other members of the team. There will always be one who has more intimate knowledge of specific situations than another, so it’s better if you know if there’s a specific agent to work with you throughout the transaction or if you are going to meet with different people at different times.

Is she equipped to handle my unique situation?

Whether you are a long-time investor, a house flipper, first-time homebuyer, or seller, you will always encounter unique scenarios where you will need the assistance of an experienced real estate agent. Don’t just settle for someone who answers your question with, “Don’t worry, I’ve dealt with this before.” Instead, as the agent how specifically you are going to resolve and handle unique situations.

What type of communication do I expect from her?

At this point, you may have already noticed if you and your potential agent understand how each other communications. This is where you should set expectations for how often she needs to update you, the best communication methods to use, and how she’s going to keep you in the loop. Your agent’s priority must be what makes you feel most comfortable as her client.

Does she have a recommended vendors list?

You will know how experienced an agent is if she has a recommended vendors list. If she’s been in the business for a long time, she will have already developed trusted relationships with other industry professionals, from lenders and title companies to contractors and inspectors. She must be able to refer you to different sources who can assist you with your different needs during the process.

Search for Charlottesville Homes for Sale

If you want to find a home in Charlottesville golf communities, you can search all the available homes in the area and look for the one that meets your lifestyle and budget. Once you have found the home of your choice and have already decided to buy it, make an offer right away. Within 10 days after your offer gets accepted, order a home inspection.

Have an Appraiser Visit the Property

You can never underestimate the role of an appraiser in the home buying process. Appraising the property is a crucial part of the financing process because it is where the appraiser determines the fair market value of the property.

Have a Final Walk-Through of the Home

Before closing the deal with the seller, take a final visit to the property and make sure that it’s still in the same condition as when you made the offer to buy it. Have your real estate agent accompany you on this final walk-through so he can answer your queries.

Home for Sale in Charlottesville VA

Close the Deal

As you close the deal, the other party will present all the closing documents for your review and signature. Make sure that you understand everything that’s written on these documents before signing. If you have questions, feel free to ask so you know all the details before moving into your new home.

While it is true that home buying is a truckload of work, you don’t necessarily have to stress yourself with everything. If you get the right real estate agent, you will be able to save time and money as you go through the process.

Contact me today at 434-960-0161 and let’s talk! I am Pam Dent, Charlottesville’s top Realtor®. Let me make this whole thing as easy as possible for you.

In case you can not view this video here, please click the link below to view Guidelines for Buying a Home in Charlottesville VA on my YouTube channel: https://www.youtube.com/watch?v=1QyxrtYRWEY&feature=youtu.be

SOLD! 271 Pine Acres Ln, Gordonsville, VA 22942

If you are a country guy or gal this home is a must see. This home is like walking back in time when you feed the chickens and riding your horse with no worries and all the conveniences of a modern home. 4 Stall Barn, Fenced, Chicken Coop, Pasture, Runs Shed and Additional Sheds already in place. Home features a renovated kitchen, refinished hardwood floors, tile, renovated bathroom, new pellet stove, new heat pump; new roof. 4 Bedrooms and 1.5 Baths.


SOLD! 271 Pine Acres Ln, Gordonsville, VA 22942
Overview
Maps
Photos
$203,000
Single Family Home
Main Features
4 Bedrooms
1 Full Bathroom
1 Half Bathroom
Interior: 2,356 sqft
Lot: 4.75 acres
Year Built: 1974
Location
271 Pine Acres Ln
Gordonsville, VA 22942
USA
Pam Dent - REALTOR® Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

      

Listed by: Pam Dent
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Under Contract! 4029 Carters Mountain Rd Charlottesville VA 22902 | Home for Sale

Are you looking for a country home?

If you are looking for a country property where you can live in peace and tranquility, and enjoy a more relaxed lifestyle, this home in Charlottesville could be what you are looking for.

Standing on 7.5 acres of lot and sheltered by towering  trees, this home is the perfect escape from a hectic city life.

With its 4 well-appointed bedrooms, 3.5 spotless bathrooms, 2-car oversized garage, inviting living room, large formal dining room, efficient eat-in kitchen, cozy family room, and generously-sized screened porch, you have more than enough space and privacy.

This Charlottesville property has many possibilities. Here, you can start the self-sufficient lifestyle you’ve been thinking of, or build a custom home, turn the whole property  into a holiday get-away spot for those who are seeking a country retreat.

Grab this chance now! This property is up for sale for ONLY $429,000!

Call me, Pam Dent, at (434) 960-0161 for a private showing today.

Overview
Maps
Photos
Features 
$429,000
Single Family Home
Main Features
4 Bedrooms
3 Full Bathrooms
1 Half Bathroom
Interior: 2,955 sqft
Lot: 7.58 acre(s)
Year Built: 1976
MLS #: 570363
Location
4029 Carters Mountain Rd
Charlottesville, VA 22902
USA
Pam Dent - REALTOR® Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

      

Listed by: Pam Dent
Our recent listings

 

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In case you can not view this video here, please click the link below to view 4029 Carters Mountain Rd Charlottesville VA 22902 | Country Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=X17elVWRwUw&feature=youtu.be

NOW UNDER CONTRACT: 4029 Carters Mountain Rd Charlottesville VA 22902 | Country Home for Sale

Your own country haven

When you long for peace and serenity,  fresh air, mountain views and more space for you and your loved ones to enjoy, here’s a perfect opportunity for you.

Country Property for Sale in Central VA

Tucked away in 7.5 private acres of a lush wooded lot  in the one of the estate areas in Albemarle County is a charming all-brick one-story home. Set on gently rolling land and sheltered by towering  trees, this home offers the privacy and serenity you dream of.

Featuring 4 bedrooms, 3.5 bathrooms and an oversized 2-car attached garage in almost 3,000 square feet of living space, this Charlottesville country home offers beautiful winter mountain views in a private and convenient setting.

On this property, you can enjoy your passion for being self-sufficient, or you can turn it into a holiday get-away spot for those who are seeking for country retreat.

 A fun and comfortable place to live

Charlotteville is a beautiful and vibrant community popularly known for its scenic country scenes and two historic presidential estates. But did you know it is also the best producer of wines on the east coast?

This home is close to wineries. Jefferson Vineyards is only a ten minute drive away. Gabriele Rausse Winery is only five minutes away from this home, and the other wineries are all within a thirty minute drive.

This country home may sound like it’s located far from public amenities and conveniences, but the truth is it is in an accessible location.

For shopping and fine dining options, Downtown Charlottesville is only 20 minutes away. You won’t even notice the time while driving due to the county’s scenic views that surround you along the way.

A welcoming private retreat

The home is set back  from the road.

Country Property in Central VA

Step inside the front door and be welcomed into a good sized foyer with hardwood floors that extends all through the main floor.

To the left of the foyer is an ample-sized living room with a fireplace. Neutral toned walls enhance the warmth of the hardwood floors, creating a relaxing and inviting ambiance. The ceiling moldings and baseboards make this room more appealing.

Furnish it with your choice of furniture, throw in a rug for a more cozy effect, and add a center table with a vase of flowers and you already have a wonderful place to welcome family and guests.

Adjacent to the living room is a classic formal dining room with large windows and chair railings. Floral wallpaper graces the upper half of this dining room, giving it a quaint feel.

This dining room is spacious and can fit an 8-seater table easily.

It is also open to both the living room and the kitchen, providing a good flow when entertaining.

There’s plenty of storage in the kitchen

If you enjoy cooking, the kitchen of this Charlottesville property will appeal to you.

An eat-in kitchen, it features lovely oak cabinets, Formica counter, a breakfast bar, and loads of storage space. The windows overlook the  wooded backyard, so you can supervise your kids playing even when you’re inside preparing meals.

This home comes with a dishwasher, electric range, and refrigerator.

Central VA Country Properties

There’s also a breakfast nook overlooking one of the large windows. It’s the perfect spot for morning coffee and casual meals.

A cozy family room

Off the kitchen is the spacious family room which features warm neutral tones, a large fireplace to cozy up on cold nights, and a built-in bookcase. This warm and cozy family room is the best place to display your books, mementos and special souvenirs from your different trips.

This family room is a great spot for the whole family to gather and bond during game nights, or the perfect place to simply just relax.

Find privacy and retreat in the confines of the master bedroom.

Make this home’s master suite your private retreat, away from the hectic schedule of your work and activities.

The combination of carpeted floors, neutral-toned walls, and scenic views from the windows can instantly pacify and help you feel calm.

Nothing beats sleeping in a cozy master bedroom like this.

It also has an en-suite bathroom so you can fully enjoy your privacy.

All the other bedrooms are also large and well-appointed.

An outdoor living space for your enjoyment.

An outdoor oasis awaits you here in this Central Virginia country property. It’s the best outdoor living setup.

Step into a wide and spacious screened porch that opens to a private backyard.  Here you get an unobstructed view of nature all-year round.

Some outdoor furniture will look amazing in this space. It is the perfect spot for dining, whether you simply want to enjoy the view or when you are entertaining.

Do you require a recreation room?

When you need more living space, this home delivers. The terrace level offers a recreation room which has a brick fireplace and new carpet on the floor.

This terrace level has a bedroom and a full bathroom. It’s a great place for a home office, or you can turn it into a craft room where you can create and enjoy your arts and crafts.

Enjoy the benefits of a well-planned home

You’ll love how meticulously planned this property is. The laundry room has a water purification system and a water filter.

Central VA Country Property for Sale

There is an oversized two-car garage that provides more than ample storage space.

The whole home has also been freshly painted for your convenience.

Enjoy all this home’s features and amenities for ONLY $429,000.

Want to know more information about this home or learn about similar homes in the area? Visit https://JumpIntoGreenerPastures.com/ for a list of available homes for sale in Charlottesville.

Call me, Pam Dent, at (434) 960-0161. I specialize in country properties here in Central Virginia. With my help, you will surely find the best property, either as a main home or a vacation home.

In case you can not view this video here, please click the link below to view 4029 Carters Mountain Rd Charlottesville VA 22902 | Country Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=X17elVWRwUw&feature=youtu.be

SOLD! 1385 Amber Ridge Rd, Charlottesville, VA 22901

Shows like a brand new Charlottesville VA home. Three level home in the popular western school district with 3 bedrooms and 2.5 baths. Amenities include hardwood floors though out. Very spacious eat in kitchen with cherry cabinets stainless appliances and recessed lighting. Two car garage and large basement which can easily be finished for additional square footage. Very close to all the Crozet has to offer, from the quant shops and restaurants to the family vineyards and breweries.

 

SOLD! 311 Maroon Creek Ct, Charlottesville, VA 22903

According to the Charlottesville public records, the property at 311 Maroon Creek Ct, Charlottesville, VA 22903 has approximately 3,118 square feet, 4 beds and 3 baths.

 

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Contact Pam

Pam Dent
Phone: (434) 960-0161
Email: [email protected]
Gayle Harvey Real Estate Inc.
198 Spotnap Rd, #C-5,
Charlottesville, VA 22911


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