PAM DENT

Jump into Greener Pastures


434-960-0161
[email protected]
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The Meeting Place

825 Rockfish Valley Hwy, Nellysford, VA 22958
MLS #635315     $2,495,000

This spacious 16-acre estate is located in Nellysford, VA on a scenic byway in the Blue Ridge mountains. It is near Wintergreen Resort, wineries, breweries, orchards, and of course the breathtaking views of Nelson County. The Meeting Place 12,420 sq.ft. home was built initially as a boutique hotel, retreat, and teaching hub…. and now it could be a fantastic business or retreat or Airbnb as well. The home boasts 10 bedrooms, 10 bathrooms, 2 living rooms, an exercise room, conference space, computer room, greenhouse, and more.

  • Meeting Place 2
  • Meeting Place 1
  • Gazebo
  • Foyer
  • Sunroom
  • Kitchen
  • Library
  • Billiards
  • Primary Bedroom
  • Primary Bathroom
  • Media Room
  • Bedroom2
  • RearElevation
  • Greenhouse
  • Bedroom3
  • UpstairsFoyer
  • GatheringRoom
  • GatheringRoom
  • GatheringRoom
  • Exercise
  • Bedroom9
  • Bedroom8
  • Bedroom10
  • Bedroom7
  • Bedroom4
  • Bedroom 5
  • Bedroom6
  • BoardRoom2
  • BoardRoom1
  • AttachedGarage
  • DetachedGarage

A large foyer on the main level leads to a great room centered around a fireplace, kitchen, dining, and sunroom. The first level is complete with a library, billiard room, media room, four ensuite bedrooms, powder room, work room with attached greenhouse, and laundry room/mud room.

The second level is inviting and spacious, with its own foyer and a charming balcony, a large living room, 6 additional ensuite bedrooms, an exercise/fitness room, a conference room and plenty of storage. There is also an attached three-car garage and a detached two-car garage.


Click To View Floor Plans
FloorPlan
CLICK TO VIEW FLOOR PLANS

Below is a Google map that you can click/drag to explore the area around The Meeting Place


Co-listed with Bridget Archer 434-981-4149


Filed Under: Blog, Central Virginia Homes, Farms and Estates, Listings, Nelson County Homes Tagged With: Central Virginia Real Estate, Homes for Sale, Listings, Nelson County

117 Middlebrook Rd Staunton VA 24401 | Virginia Historic Home for Sale

Enjoy the best country life in this gorgeous historic farm!

Own a historic home and 90+ acres of property in this Central Virginia property. With its 5 bedrooms, 3 full baths, 2 half baths, living room, dining room, country kitchen, den, recreation room, and more, you have everything you could wish for in a country home and farm. The rolling pastures and grasses are ready for your livestock. The land has a fenced-in pasture for cattle.

This historic property can be yours for $999,100.

Call me, Pam Dent at (434) 960-0161 to schedule a showing of your next country home.


Overview
Maps
Photos
Features




















$999,100
Single Family Home
Main Features
5 Bedrooms
3 Full Bathrooms
2 Half Bathrooms
Interior: 3,976 sqft
Lot: 3,956,990 sqft
Year Built: 1768
MLS #: 601196
Location
117 Middlebrook Rd
Staunton, VA 24401
USA

Pam Dent - REALTOR®

Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

       




Our recent listings
Single Family Residential | $1,075,000 | Staunton, VA
245 Southern Cross Ln Monroe VA 24574 | Central Virginia Horse Farm for Sale | $700,000 | Monroe, VA
Single Family Residential | $1,190,000 | Mount Crawford, VA
Single Family Residential | $499,000 | CHARLOTTESVILLE, VA

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In case you cannot view this video here, please click the link below to view 117 Middlebrook Rd Staunton VA 24401 | Virginia Historic Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=zWfj1-NQGag&feature=youtu.be

Filed Under: Blog, Central Virginia Historic Homes, Pam Dent Tagged With: Historic Homes for Sale, Homes for Sale, Pam Dent

Price Reduced! 2218 Polo Grounds Rd Charlottesville VA 22911 | Home for Sale

Peace and serenity in a beautifully-located country home

Enjoy the best country life in this well-maintained and renovated home that offers ample space and scenic views. Situated on over a 3-acre lot, enjoy 4 bedrooms, 2 full baths, 2 half baths with 4,080 square feet of living space. 

Fall in love with this home’s bright living spaces, multiple decks and porches, cozy family room, office space, recreation room, and more.

This three-story Georgian home offers the best of country living and the convenience of being close to airport, dining, and shopping options. 

Make it yours for  ONLY $499,000. 

Call me, Pam Dent, at (434) 960-0161 to set a showing soon.




Overview
Maps
Photos
Features




















$499,000
Single Family Home
Main Features
4 Bedrooms
2 Full Bathrooms
2 Half Bathrooms
Interior: 4,080 sqft
Lot: 131,116 sqft
Year Built: 1990
MLS #: 593246
Location
2218 Polo Grounds Rd
CHARLOTTESVILLE, VA 22911
USA

Pam Dent - REALTOR®

Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

       




Our recent listings
Single Family Residential | $575,000 | CHARLOTTESVILLE, VA
Polo Grounds | $575,000 | Charlottesville, VA
Single Family Residential | $425,000 | BARBOURSVILLE, VA
Single Family Residential | $1,175,000 | GOOCHLAND, VA
Lot 16 Forest Ct Louisa VA 22942 | Spring Creek Golf Community Lot for Sale | $146,000 | Louisa, VA

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In case you cannot view this video here, please click the link below to view 2218 Polo Grounds Rd Charlottesville VA 22911 | Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=RlQw4NReQdY&list=PL3hDkaZjN1QDMSI27MS7VOcl72O0N-zNG&index=2&t=0s

Filed Under: Blog, Charlottesville Homes for Sale, Pam Dent Tagged With: 4 Bedroom home for sale, Homes for Sale, Pam Dent

Price Reduced! 2218 Polo Grounds Rd Charlottesville VA 22911 | Home for Sale

Welcome to your dream country home in Charlottesville

Nestled in the heart of a country neighborhood and surrounded by scenic nature views is a spacious Georgian home that offers the best of country living and the convenience of being close to airport, dining, and shopping.


Meticulously cared for and beautifully renovated, the home features 4,080 square feet of living space with 4 bedrooms, 2 full baths, 2 half baths, 3 decks, an office space, a bonus room, a recreation room, and an oversized car garage.

Built on more than 3 acres of land, this Charlottesville home offers the privacy and space you long for. The spacious surroundings of the property allow you to have space where you can plant a garden or keep your pets.

If you’ve been looking for a spacious country home that offers convenience and elegant living indoor and out, this home for sale in Charlottesville is what you’ve been looking for.

Own a country home in Charlottesville!

Charlottesville VA Homes

This home is set off the street with a large front yard, framed by two well-sized trees.

Charlottesville VA Homes for Sale

A bright formal living room welcomes family and friends. Its large front window offers plenty of natural light, brightening the space while making it warm and inviting.

You’ll love the wood-burning fireplace and the warm glow of hardwood floors. A door leads to the side deck, giving you the option to open the door to create an extension to your living space when you have a lot of guests.

Homes for Sale in Charlottesville VA

The formal dining room is located at the front of the home off the foyer and is perfect for large gatherings, intimate dinner parties, and celebrations.

Charlottesville VA Real Estate Properties

Enjoy preparing sumptuous meals for family and friends in the spacious kitchen of this Albemarle County home which boasts of granite counters, breakfast bar, and wood cabinets painted in a modern gray shade. This light-filled kitchen is enhanced by under the counter and top of cabinet lighting.

Real Estate Properties in Charlottesville VA

The large breakfast room is directly off the kitchen, and can easily accommodate a six-seater table. This breakfast area has access to a covered porch, providing the perfect spot for summer dinners.

Country Homes in Charlottesville VA

This Polo Grounds property showcases a huge family room located between the living room and the breakfast room, offering more seating spaces when you are entertaining or room for the entire family to gather.

Charlottesville VA Country Homes

You’ll also find that this Charlottesville property has a convenient home office with a separate entrance to the side deck, giving you privacy and quiet.

In addition, the main level has a large powder room that can accommodate a shower if you need one. 

A beautiful master suite for that ultimate retreat

Need a private sanctuary? This country home has got you covered!

Charlottesville VA Country Homes for Sale

The master bedroom is large and offers amazing views of the grounds. Large windows, vaulted ceiling, and a private balcony are yours in this spacious master bedroom.

Country Homes for Sale in Charlottesville VA

The well-appointed master bathroom sports a large whirlpool tub, a walk-in shower, double vanities, and a wall of closets so you have enough space for your bags, shoes, and other belongings.

More living spaces on the third level and basement!

If you think you’ve seen it all, think again! This home has more surprises in store for you.

The third floor holds so many possibilities. You can convert it into a playroom, a studio, a hobby room — the choice is yours.

Charlottesville VA Real Estate Properties

The basement features a large recreation room with space for all your games. There’s enough room for a billiard table or a home theater. Off of this are a half bath and a mudroom with access to the outside and the garage.

Outdoor living spaces for entertaining

Enjoy peace and serenity on any of the multiple porches and deck. The large backyard deck is the best spot to set-up your outdoor grill and enjoy fun-filled barbecue parties with friends and loved ones.

Real Estate Properties in Charlottesville VA

An oversized 2 car garage with considerable room for a workshop with an array of outlets to accommodate all your power tools complete the features of this amazing home on Polo Grounds Rd.

Own this amazing home in Albemarle County!

This Charlottesville property is set in a great community located near Hollymead Town Center, Charlottesville Fashion Square, Hollymead Elementary School, Mortimer Y. Sutherland Middle School, and many more conveniences.

Experience privacy, retreat, and the best of country living in this magnificent real estate property in Charlottesville.

Call me, Pam Dent, at (434) 960-0161 to set a private showing of this stunning country property.

In case you cannot view this video here, please click the link below to view 2218 Polo Grounds Rd Charlottesville VA 22911 | Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=RlQw4NReQdY&list=PL3hDkaZjN1QDMSI27MS7VOcl72O0N-zNG&index=2&t=0s

Filed Under: Blog, Charlottesville Homes for Sale, Pam Dent Tagged With: Homes for Sale, Pam Dent, real estate properties for sale

3524 Bybees Church Rd Palmyra VA 22963 | Country Home for Sale

Fluvanna VA Country Property for Sale

A well-located country home

With more than 3 acres, it is the perfect place for retreat and relaxation. This spacious Colonial country home offers 3,223 square feet of living space with 3 bedrooms, 2.5 bathrooms, a large sunroom, a gourmet eat-in kitchen with granite counters, an open floor plan, whirlpool tub, an office, a full walkout basement, and more.

Location, space, and excellent construction combine to make this Fluvanna country home a must-see!

This exceptional home is waiting for you for ONLY $385,000.

Call me, Pam Dent, at 434-960-0161 to set a showing today.

Under contract in 5 days! 3524 Bybees Church Rd Palmyra VA 22963


Overview
Maps
Photos












$385,000
Single Family Home
Main Features
3 Bedrooms
2 Full Bathrooms
1 Half Bathroom
Interior: 3,000 sqft
Lot: 3.25 acre(s)
Year Built: 2006
MLS #: 585205
Location
3524 Bybees Church Rd
Palmyra, VA 22963
USA

Pam Dent - REALTOR®

Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com



Listed by: Pam Dent

Our recent listings
245 Southern Cross Ln Monroe VA 24574 | Central Virginia Horse Farm for Sale | $765,000 | Monroe, VA
Under contract in 5 days! 3524 Bybees Church Rd Palmyra VA 22963 | $385,000 | Palmyra, VA
2834 Venable Rd Kents Store VA 23084 | Central Virginia Country Property for Sale | $550,000 | Kents Store, VA
6107 Horse Farm Rd Port Republic VA 24471 | Shenandoah Valley Horse Farm for Sale | $995,000 | Port Republic, VA

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In case you can not view this video here, please click the link below to view 3524 Bybees Church Rd Palmyra VA 22963 | Country Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=Aflqpb1q8MU&feature=youtu.be.

Filed Under: Blog, Fluvanna VA Country Property for Sale, Pam Dent Tagged With: country homes, country homes for sale, home buying, Homes for Sale, listing

⁇😟What Questions Don’t I Know to Ask When Selling My Virginia Equestrian Property

Are you thinking of possibly selling your Virginia equestrian property? When you’ve thought things over and selling the horse ranch is the best possible solution to the concern or challenge you are facing, then it’s time to commit to that decision.

There are many things to consider and a long list of things to prepare. You’ve probably even made a list of things to do, as well as a list of questions to ask your real estate agent.

Some questions are easy to ask. Others are more difficult.

Here are several questions you should be asking but don’t know how to ask:

1. Why should I hire you?

It can be an awkward question, but it’s something you have to ask. You need to know what sets your real estate agent apart from others. A good agent will have an answer prepared, providing reasons why he or she is best suited to the job.

Real estate agents vary in skills and niche. Some excel in selling luxury properties while others do best in selling single family homes.

But if you are looking for someone to help you professionally sell a horse farm, you can’t just trust your property to anyone. Not all real estate agents know how to sell an equestrian property.

Only someone with the local knowledge knows the intricacies of buying a property with the right soil and features.

If you are selling a horse farm in Charlottesville or in any part of Central Virginia, I am the best real estate agent who can help you sell your property. You can get to know more about me here: https://www.jumpintogreenerpastures.com/about-us-central-virginia-real-estate/

2. Who tops your list of most difficult client and how did you handle it?

This a common question in the corporate world if you are looking for a job, but if you are hiring the services of a real estate agent, it can be difficult to ask. However, you’ll find the answers interesting and sometimes amusing.

More importantly, the answer reflects several personality traits of the real estate agent. Selling a property can be stressful, and when tensions run high, you need to have an idea of how the agent will handle and cope with the situation.

You want an agent who is patient and open to communication. If this is your first time to buy a property, you want to learn about the process as much as possible, and you’ll have plenty of questions.

Find an agent who will patiently teach and coach you through the selling process without making you feel embarrassed that you have to ask.

3. If you are a buyer, will you be interested in my property?

You need the honest opinion of your agent. You may not like the possible answer, but it’s a question you have to ask because you want to see your property through another person’s eyes.

Central Virginia Horse Farms
4. What features will help sell this property?

Buyers are looking for specific features and amenities when they buy a property, and it depends on what their final plans for the property are. Ultimately, your horse farm for sale in Virginia should offer features they want.

5. How much do you charge for your services?

It’s always good to be clear and transparent on money matters. You’ll be paying the real estate agent, so you need to know exactly how much to pay for.

Real estate agents don’t charge a flat fee. Rather we take a percentage of the property’s selling price as our commission.

If you have any concern about the commission, don’t dance around the subject. You need to discuss it directly with your real estate agent.

6. What kind of guarantees do you offer?

A question that many sellers forget to ask agents is guarantees. Since you’ll be paying a good amount of money, you should hold the agent to a high standard of service. Find out if the agent offers any guarantee and what those are.

7. How will you market my property?

One of the reasons to hire a real estate agent is because you need their marketing expertise. Your agent should be able to clearly discuss with your the different sales strategies he or she will use.

There are different kinds of marketing strategies. The traditional tactics involve staging your property for photographs, using banners, and preparing flyers and brochures. New techniques include social media marketing and video tours.

Your agent should have a range of marketing ideas under his or her belt that will increase the reach of your home’s market.

8. Will you help stage my home? Who pays for the staging?

Some agents handle the staging process as part of the listing. They have a team that takes care of the staging.

Other agents will give you a list of staging contractors you can hire to stage your home. Find out how your agent takes care of staging so you’ll know what to expect.

9. How did you estimate my home’s value?

When you talk to real estate agents, your trust that we are professionals and know what we are doing when we estimated the value of your property. It is also helpful to ask how we reach that number.

There are different ways to find the value of your horse farm. The easiest one is to simply enter the address into a home value estimator which will produce in seconds a free estimate of your property’s worth. This technique is not really accurate and should be used more as a guide rather than the actual figure you’ll use when listing your property.

The best way to know your farm’s market value is for the agent to pull information from the multiple listing service. The multiple listing service is a database of homes and properties in your area, and it contains a record of all the homes that have been sold, homes that are currently in the market, and homes that have expired.

A good real estate agent will consider all these factors in preparing comparables for your property. Any upgrades you make will also be included in the estimated value.

10. What legal issues do I need to know as I sell my horse farm?

Selling an equestrian property means going through a legal process. Your agent must discuss with you any issue that’s connected to the sale, as well as any updated regarding the property’s zoning.

11. What’s the best time of the year to sell? What tactics will you use to get me the best price if it’s not the peak season?

There really is no best time to sell a farm. You can sell a farm any time of the year, although most farms are sold in spring.

If you’re planning to sell your horse farm and you can choose a month, most agents will want you to have your property ready at the beginning of March. This is because circuit horse owners who are looking for properties start looking in February and March.

When it comes to tactics, the farm condition is very important. It should be clean. You need to freshen up the paint.

Give some love to the fence as it will be the first thing the buyers will see from the road. A neglected-looking form will likely scare the buyers away.

Another important tactic to selling an equestrian property is the price. An overpriced horse farm will stay on the market for a long time.

12. What factors might affect the sale of my property?

There are several factors that affect the sale of your property.

Location. Location is one factor that affects how much the property is worth.

Is it close to the freeway? Is there a school nearby? How close it is to amenities and conveniences?

People generally want to live close to where there are amenities.

Supply and demand. Another factor that influences the sale of your property is the supply and demand. If the demand exceeds the supply, expect property price to increase. If there are more properties and less demand, expect property price to decrease.

Interest rates. The real estate economy is dependent on interest rates. When interest rates are low, more people will want to avail of mortgage loans, giving you a high chance of selling your property faster.

Economy. The economy also has an impact on the real estate market. If the economy is strong, more people will be able to afford to purchase a property.

Home Condition. The condition of your farm affects not only your price but also how fast it sells. Properties that are well-kept and properly maintained can command a higher price over neglected properties.

Marketing. Your home exposure also affects the sale of your home. If you’ve done proper marketing, your home will have more reach and more likely to be sold easily.

Price. This is the most important factor that affects your property’s sale. Of course, you want to maximize your net proceeds, but you also don’t want to overprice your property.

13. Will you be personally answering the calls regarding my listing?

Real estate agents are very busy so you have to clarify with your agent who will be receiving the calls regarding your listing.

14. What do I need to consider when accepting offers?

Receiving offers on your property can be exciting, and you may be tempted to accept the first offer. To make sure you get the right offer, ask your agent what considerations should you be thinking of in accepting offers.

The following are some factors you need to think about before accepting an offer.

Net profit. An important thing to check is how much money you will walk away with after settling the agreement. Sometimes, buyers have requests that can reduce the net proceeds of the purchase, so you need to read everything carefully.

Buyer qualification. Check if the buyer is pre-approved for a loan. There’s a huge difference between pre-qualified and pre-approved. A pre-qualified buyers may or may not get the loan, but a pre-approved buyer will definitely be approved for the loan. Sometimes, even if the buyer is pre-approved, the lender may even get turned down for the loan. But it is always better to choose a pre-approved buyer.

Financing. Another important consideration you have to make before you say yes to a home offer is the type of financing the buyer will get. There are different kinds of mortgages. Some mortgages allow a buyer with a low credit score and minimal deposit to purchase a property, while other mortgages are more stringent and require a higher deposit and higher credit score.

Time frame. How long can you wait to sell your home? Some sellers are in a hurry to sell, others can wait for a few more months. Your time frame will definitely influence your decision of whether you’ll accept the purchase agreement or not.

You don’t want to rule out a buyer because of financing, but you need to know what to expect. A buyer with a mortgage requiring for higher credit score and a decent downpayment is more likely to complete the purchase without a hitch than one who has a lower credit score and minimum deposit.

15. Do you have a staff who helps you in the various real estate transactions?

Real estate agents are busy people so we usually hire people to work for us. In my case, I have a staff who takes care of digital marketing.

Get to know your real estate agent well. Don’t be afraid to ask questions. Your real estate agent has heard many strange questions asked, so he or she can take it.

Put your Virginia equestrian property for sale in the hands of the person you truly trust.

Do you have any questions on how to sell your horse farm? Call me, Pam Dent, at 434-960-0161 so we can discuss the best ways to market your property.

​In case you can not view this video here, please click the link below to view ​⁇😟What Questions Don’t I Know to Ask When Selling My Virginia Equestrian Property on my YouTube channel: https://www.youtube.com/watch?v=87pe6WjHGEQ&index=19&t=0s&list=PL3hDkaZjN1QDmwHVFNVc9qI8Ip5snCIkz.

Filed Under: Blog, Pam Dent, Virginia Equestrian Property for Sale Tagged With: equestrian estate, Equestrian Properties for Sale, Home Selling Tips, Homes for Sale, horse farms, Horse Farms for Sale

SOLD! 4029 Carters Mountain Rd Charlottesville VA 22902 | Home for Sale

Your country hideaway awaits! This 4 bedroom, 3.5 bathroom property is a stunner! Set in a private, wooded area and built on 7.5 acres of lot, this home offers the serenity you dream of. It has a living room, an eat-in kitchen, and a family room. Fall in love with its spacious screened porch that opens to a stunning backyard. This home also has a terrace level recreation room with a bedroom and a full bathroom. Have as much storage as you need in its oversized garage.


SOLD! 4029 Carters Mountain Rd Charlottesville VA 22902 | Home for Sale
Overview
Maps
Photos
Features
$429,000
Single Family Home
Main Features
4 Bedrooms
3 Full Bathrooms
1 Half Bathroom
Interior: 2,955 sqft
Lot: 7.58 acre(s)
Year Built: 1976
MLS #: 570363
Location
4029 Carters Mountain Rd
Charlottesville, VA 22902
USA

Pam Dent - REALTOR® Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

      

Listed by: Pam Dent

Our recent listings

Price Reduced! 10118 Jacksontown Rd Somerset VA 22972 | Elegant Virginia Country Home for Sale | $699,900 | Somerset, VA
Price Reduced! Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $229,900 | Columbia, VA
6058 Free Union Rd Free Union VA 22940 | Charlottesville Horse Farm for Sale | $395,000 | Free Union, VA
570 Wyndholm Rd Evington VA | Virginia Horse Farm for Sale | $1,995,000 | Evington, VA
6107 Horse Farm Rd Port Republic VA 24471 | Shenandoah Valley Horse Farm for Sale | $995,000 | Port Republic, VA

 

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Filed Under: Charlottesville Homes for Sale, Sold Listings Tagged With: Home Selling, Homes for Sale, Sold Listings

☝ Guidelines for Buying a Home in Charlottesville VA

Purchasing a home in Charlottesville, VA is not an easy task. Since home buying involves a huge sum of money, you need to follow certain guidelines and ensure that you make the right decision before you dive in.

When buying a home, it doesn’t really matter whether you are an experienced real estate investor or a first-time homebuyer. Regardless of how many times you have invested in real estate, you need to put a lot of thought into this decision so you can safeguard your finances and avoid future regrets.

Here are some guidelines that you can follow if you are buying a home in Charlottesville:


Know the Type of Home You Can Afford

Since buying a home is a long-term commitment, you need to determine how much you can pay every month. Having to spend years paying your monthly home mortgage is not a joke, so it is imperative that you only get a home that you can afford. As you calculate, include the costs for regular maintenance, insurance and other upgrades that your home may need in the future.

Golf Course Homes for Sale in Charlottesville

Buying a home is one of the most crucial decisions that you will ever make. Not only does this provide a solid foundation for yourself, it also plays a huge role in your financial health.

When you buy a home, you help yourself build your net worth and achieve a level of financial freedom. However if you buy a home that is larger than you can afford, it could eventually become a major burden to you.

Here are some key signs that the house you are planning to buy is something you cannot afford:

It is outside your budget

While this may seem pretty obvious, in reality, you will be stunned at how many homebuyers tend to set a budget and end up going beyond it. There is a reason a budget exists. Going beyond it means you are stretching yourself past where you previously felt financially comfortable, so don’t take the risk of wanting something more than you can actually afford.

Determine your budget by calculating your current income and expenses on a monthly basis. To be safe, add in some cushion in case your expenses rise, but never assume that your income will go up. You also need to factor in how much you want to actually save and invest each month.

You make assumptions about your future income and expenses

Don’t be the kind of person who says, “I’m getting a larger and more expensive house because I will probably make more money in the future.” This thinking is disastrous because there’s a chance you or your spouse may never really get the raise you’re counting on. You may event lose your job entirely!

It is highly unlikely to predict your future income and expenses with real accuracy, so when you budget for a home, take a conservative approach based on your current income. Also, always assume that your expenses will go up if you plan to expand your family. Taking this approach will give you wiggle room to save money and invest in a home.

You are unable to place 20 percent down

Putting a sizable down payment on your dream home presents many key advantages. Aside from doing so will have you borrow less, you also get to start off with a larger piece of equity in your home. It also means lower interest payments overall.

Charlottesville Golf Communities

If you’re not able to save 20 percent for your down payment, then most likely, it will be hard for you to pay for your home in the long run. Rather than jumping into buying, try saving more for a larger down payment.

You have high interest rate

If your bank thinks you are a risky borrower, they are likely to impose high interest rates on you. If you have high debt, a low credit score, or both, you may end up with a higher-than-average interest rate, so your monthly mortgage payment will be higher.

Take a step back and examine why your interest rate is high, because that may be an indication that your finances are not in good shape. It may also mean you are trying to buy a house that is costlier than you can afford.

Your decision is emotion-driven

Say you chance upon a home that is the perfect embodiment of your dream home, but it’s expensive. It is expensive, but it is your dream home.

If you let your emotions to guide your decision, your dream home could end up being your worst nightmare. Remember that buying a home is more of a financial decision than an emotional decision. When you start having trouble making monthly payments after purchasing your expensive dream home, you might not appreciate all its beauty anymore.

You have weird mortgage terms

There are a lot of mortgage products out there, the most common of which is the one in which you place a certain amount of money down and obtain a loan with a fixed interest rate, then pay it back over an agreed period.

There are instances when you may not qualify for a fixed-rate mortgage. When such happens, banks will offer you different loan types. Don’t be lured to purchase a home that you ultimately cannot afford. If you are buying a home with a nontraditional mortgage—or if you do not understand the mortgage terms to begin with—you might take on more house than you can handle.

Your payments are more than 30 percent of your monthly income

Particularly in the U.S., renters and homeowners are advised to pay no more than 30 percent of their income in housing costs. While this is not a requirement or law, it is a helpful guide for determining if you may be overburdened by a mortgage.

If you have an average income, 30 percent is a safe target to stay under. If you have a high income, you may afford to spend more than that.


Obtain Financing

After figuring out how much you can afford to pay every month for your home, the next thing to do is find a lender and obtain financing. You can present to your lenders your credit score, recent tax returns and W-2 forms to verify your finances.

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Find a Reliable Real Estate Agent

The best way to go through the process of home buying is getting an experienced real estate agent to help you every step of the way. Especially if you are a first-time homebuyer and don’t know much about real estate investments, an agent can help you determine which communities have homes that suit your needs and can provide you with everything that you need to know about the homebuying process.

Whether this is your first real estate transaction or you are a veteran in real estate, having the right real estate agent is key to a smooth process. With millions of agents in the U.S. alone, however, how do you find the right agent for you?

The easiest way is by asking your friends and family for referrals in your area. Take into consideration their experiences and see if their names come up online. You can also check out reviews about those agents and go over these absolutely essential questions as you make your choice:

How long has she been in the business?

This question may sound basic, but it is crucial. While experience does not necessarily equal success, remember that real estate is a commission-based business and it would be difficult for any agent to survive the industry for a long time if she provides awful service. If an agent has been in the real estate business for many years, then most likely, she has already seen many different situations to be rattled should she encounter difficult clients down the road.

Does she have time for me?

Asking an agent about her average number of clients will also help you determine if she will have time for you should you hire her as your agent. As a potential client, you wouldn’t want to feel as if you’re thrown to the wayside while your agent is busy working with a dozen others.

If your agent is working with a high volume of clients, find out how she plans to remedy the situation should you hire her. If she has other team members who can help you, then that’s better.

Which specific areas does she cover?

As you look for an agent, you will likely encounter ones who are neighborhood experts and others who travel halfway across the country to find clients. If you want the best agent, find someone in the middle. Just because an agent covers an entire state doesn’t mean she has an intimate knowledge of all its local markets.

Is she part of a team?

While working with a team can have many benefits, you must clarify from the get-go the relationship you will have with the other members of the team. There will always be one who has more intimate knowledge of specific situations than another, so it’s better if you know if there’s a specific agent to work with you throughout the transaction or if you are going to meet with different people at different times.

Is she equipped to handle my unique situation?

Whether you are a long-time investor, a house flipper, first-time homebuyer, or seller, you will always encounter unique scenarios where you will need the assistance of an experienced real estate agent. Don’t just settle for someone who answers your question with, “Don’t worry, I’ve dealt with this before.” Instead, as the agent how specifically you are going to resolve and handle unique situations.

What type of communication do I expect from her?

At this point, you may have already noticed if you and your potential agent understand how each other communications. This is where you should set expectations for how often she needs to update you, the best communication methods to use, and how she’s going to keep you in the loop. Your agent’s priority must be what makes you feel most comfortable as her client.

Does she have a recommended vendors list?

You will know how experienced an agent is if she has a recommended vendors list. If she’s been in the business for a long time, she will have already developed trusted relationships with other industry professionals, from lenders and title companies to contractors and inspectors. She must be able to refer you to different sources who can assist you with your different needs during the process.


Search for Charlottesville Homes for Sale

If you want to find a home in Charlottesville golf communities, you can search all the available homes in the area and look for the one that meets your lifestyle and budget. Once you have found the home of your choice and have already decided to buy it, make an offer right away. Within 10 days after your offer gets accepted, order a home inspection.


Have an Appraiser Visit the Property

You can never underestimate the role of an appraiser in the home buying process. Appraising the property is a crucial part of the financing process because it is where the appraiser determines the fair market value of the property.


Have a Final Walk-Through of the Home

Before closing the deal with the seller, take a final visit to the property and make sure that it’s still in the same condition as when you made the offer to buy it. Have your real estate agent accompany you on this final walk-through so he can answer your queries.

Home for Sale in Charlottesville VA


Close the Deal

As you close the deal, the other party will present all the closing documents for your review and signature. Make sure that you understand everything that’s written on these documents before signing. If you have questions, feel free to ask so you know all the details before moving into your new home.

While it is true that home buying is a truckload of work, you don’t necessarily have to stress yourself with everything. If you get the right real estate agent, you will be able to save time and money as you go through the process.

Contact me today at 434-960-0161 and let’s talk! I am Pam Dent, Charlottesville’s top Realtor®. Let me make this whole thing as easy as possible for you.

In case you can not view this video here, please click the link below to view Guidelines for Buying a Home in Charlottesville VA on my YouTube channel: https://www.youtube.com/watch?v=1QyxrtYRWEY&feature=youtu.be

Filed Under: Blog, Charlottesville, Charlottesville Golf Communities, Charlottesville Golf Community Homes, Charlottesville Homes for Sale, Charlottesville VA Homes Tagged With: Blogs, Charlottesville VA, Charlottesville VA Homes, Home Selling Tips, Homes for Sale, Homes for Sale in Charlottesville VA, Pam Dent

SOLD! 101 Vincennes Rd, Charlottesville, VA 22911


SOLD! 101 Vincennes Rd, Charlottesville, VA 22911
Overview
Maps
Photos
$260,000
Single Family Home
Main Features
4 Bedrooms
2 Full Bathrooms
1 Half Bathroom
Interior: 1,920 sqft
Lot: 0.48 acre(s)
Year Built: 1974
Location
101 Vincennes Rd
Charlottesville, VA 22911
USA

Pam Dent - REALTOR® Pam Dent – REALTOR®

Gayle Harvey Real Estate, Inc.
(434) 960-0161
[email protected]
http://www.JumpintoGreenerPastures.com

      

Listed by: Pam Dent

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6058 Free Union Rd Free Union VA 22940 | Small Charlottesville Farm for Sale

A farmette with spectacular views – No longer available.

More than two acres of space, million dollar views, and the opportunity to own a small farm are yours in this darling 2.23 acre horse farm set off Free Union Road.

If you are looking for a small farm where you can grow your own foods or have a place for your horses, this Charlottesville mini-farm could be what you are looking for.

Horse Farm for Sale in Charlottesville VA

Set on a flat land and surrounded by beautiful mountain views everywhere you look, this property is also a perfect getaway from the stress of city living.

If you are a photography enthusiast, you’ll be thrilled by the gorgeous scenic photos you can get, and there are many!

Imagine waking up early to catch the morning rays of sunrise peeking through the mountaintops. And then there are breathtaking sunsets when the whole sky’s ablaze in orange, red and purple.

Horse Farms in Charlottesville VA

This property is captivating in all seasons at any time of the day!

For your horses, there is a custom stable with two stalls, tack room, and a loft.

Horse Farms in Charlottesville VA

The stable can be used with two stalls or can be opened up to allow for run in.

The tack room is located along the side of the barn.

The loft space over the stable has numerous uses. This custom barn has a roof with a lifetime guarantee, which is an amazing advantage.

This property has plenty of large shade trees, and the fenced pasture is ready for a couple of horses.

Charlottesville VA Horse Farm for Sale

This farm also has access to miles of riding trails, and you can explore all day and come home thrilled and happy.

The perfect location

Located off Free Union Road, this home is more than just space and views. It also offers convenience and amenities within a short drive.

You can enjoy fantastic wine tasting at Glass House Winery, located in the neighborhood and just a mile drive away.

Enjoy hunts and games with your fellow horse enthusiasts at Farmington Hunt Kennels and Clubhouse, less than a mile away. Downtown Free Union is only seven miles away.

If you need to stock up on your canned goods or do some shopping, Charlottesville is only eleven miles away.

This property is perfectly situated. It is far enough to provide peace, relaxation and retreat, yet close enough so you don’t have to give up on amenities and conveniences.

A beautifully maintained cottage

Charlottesville VA Horse Farm

The 3 bedroom, 1 bathroom, 1,479 square foot cottage of this Charlottesville farmette for sale is set among stately shade trees.

A spacious front yard shaded by mature trees welcomes you to this property.

The front porch awaits, perfect as a relaxing spot to read, relax, chat with visitors, and to enjoy your morning coffee.

The interior features display a tasteful neutral toned palette, a visually pleasing setting for everyday life.

Mini Farm for Sale in Charlottesville VA

It is bright and airy, thanks to the large picture windows that frame the park-like surrounding and allow light to stream in the living room.

The hardwood floors provide warmth, complementing the neutral toned walls.

If you love to entertain, the size of this home’s living room is perfect.

The attractive archway is unexpected and provides character and interest. It leads from the living room to the breakfast room and kitchen.

The light-filled open floor kitchen has everything you need. With  an electric range, microwave, refrigerator, wood cabinets and ample counter space, it is a great spot for any keen chef.

Bake your loved ones’ favorite treats and take Instagram-worthy photos of your culinary masterpieces in this large country kitchen.

Real Estate Properties for Sale in Charlottesville VA

On the other side of the kitchen is a good-sized breakfast area, a lovely spot to use for family gatherings and celebrations.

The open kitchen style of this Free Union horse farm is convenient and flexible, allowing easy communication and plenty of space for movement when you have guests.

This cottage offers three good-sized bedrooms with large windows that overlook the picturesque surrounding.

Charlottesville VA Real Estate Properties

The master bedroom has windows with gorgeous mountain views.

There is also a bathroom which has been recently updated to cater to your needs.

And there’s more!

If you think this home has a lot to offer, you’ll be surprised to know there’s more.

There’s also a recreation room in the walk-up terrace level. It has a wood stove that can warm the entire room.

There’s also a well-spaced sunroom with huge windows you’ll think you’re already outside. It is the perfect indoor-outdoor space and great for entertaining.

Charlottesville Farmette for Sale

And don’t forget the detached 3-car garage. The garage has two bays in front with a third bay to the rear which could be used for a shop, studio, office or finished for additional living space.

This mini farm or hunt box is so special, not just for its location, views and features, but also for its affordable price of ONLY $385,000.

To see more photos of this property, please visit http://JumpIntoGreenerPastures.com.

Charlottesville VA Mini Farm for Sale

Properties like this Charlottesville mini-farm are rare, so don’t miss the opportunity to make this one yours!

Call me, Pam Dent, at (434) 960-0161 to be personally amazed at the picturesque views and amazing features of this property. I’ll be waiting for your call.

In case you can not view this video here, please click the link below to view 6058 Free Union Rd Free Union VA 22940 | Small Charlottesville Farm for Sale on my YouTube channel: https://www.youtube.com/watch?v=dNrWa0gXaP0&feature=youtu.be

Filed Under: Blog, Central Virginia Horse Farm for Sale, Charlottesville, Charlottesville VA Horse Farms for Sale, Free Union VA Country Homes for Sale, Horse Farms for Sale in Charlottesville VA, Pam Dent, Real Estate Properties in Charlottesville VA Tagged With: Blogs, Charlottesville VA horse farms, Homes for Sale, Horse Farm For Sale, Pam Dent, Real Estate properties in Free Union VA

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Contact Pam

Pam Dent
Phone: (434) 960-0161
Email: [email protected]
Gayle Harvey Real Estate Inc.
198 Spotnap Rd, #C-5,
Charlottesville, VA 22911


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