Jump into Greener Pastures
A stunning Ruckersville luxury home. 15 acres await your horses w/board fenced paddocks, 3 stall stable/tack room. 4100 sq ft brick home abounds w/quality, Brazilian cherry/marble floors, 12 ft ceilings, 1 level living, huge kitchen, 4 BR, 5.5 BA, and 3 car garage.
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Pam Dent |
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408 Welsh Run Rd. is a magnificent 2-storey equestrian home in Ruckersville VA. The home features 4 bedrooms, 4 full bathrooms and a 2-car garage. The den could be used as a formal dining room or a second master with an attached bath. The finished terrace level offers a spacious recreation room, a second full kitchen and a bath. For your horses, this property has run in sheds, a 3-stall stable, multiple pastures and all the space needed to enjoy the thrill of riding on horseback. A lot of features awaits!
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Gayle Harvey Real Estate, Inc. |
| Our recent listings
Price Reduced! 5639 Markwood Rd Earlysville VA 22936 | Home for Sale | $550,000 | Earlysville, VA
Price Reduced! 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $825,000 | Scottsville, VA Central Virginia Equestrian Estate for Sale in Madison County |409 Cook Mountain Dr Brightwood VA 22715 | $1,325,000 | Brightwood, VA Central Virginia Equestrian for Sale | Historic Hopewell Estate | $1,100,000 | Gordonsville, VA Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $250,000 | Columbia, VA
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This Virginia equestrian estate for sale delivers the property and lifestyle you have been dreaming of.
With 5 acres of wide spaces, it is the perfect place for a horse farm. It is ready with its 3 board fenced paddocks and 60’ round pen. There is another field ready for you to fence if needed.
Other farm features include a detached garage for your tractor and other farm equipment, a storage shed and a stable.
The home itself is farmhouse-style with a veranda at the front. Standing on 2,100 square feet, it features 3 large bedrooms, 2.5 baths, an open floor plan and a spacious kitchen.
This home redefined the meaning of spacious!
It certainly is an expansive home, but more than that, the finishes were done in good taste, giving the overall impression of understated elegance.
| Overview Maps Photos Features Video |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Pam Dent |
| Our recent listings
Price Reduced! 5639 Markwood Rd Earlysville VA 22936 | Home for Sale | $550,000 | Earlysville, VA
Price Reduced! 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $825,000 | Scottsville, VA Central Virginia Equestrian Estate for Sale in Madison County |409 Cook Mountain Dr Brightwood VA 22715 | $1,325,000 | Brightwood, VA Central Virginia Equestrian for Sale | Historic Hopewell Estate | $1,100,000 | Gordonsville, VA Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $250,000 | Columbia, VA
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If buying a home is one of your financial goals, it is best to begin preparing for it in advance as soon as possible. As with all major savings goals, the sooner you start setting aside money, the easier it will be.
You’ve probably been thinking about how and where to save money for a down payment. While the amount can be daunting, it can be done with a basic understanding of how real estate financing works and how to create a savings plan.
Basically, a down payment is the amount of money you spend upfront to purchase a home. It is usually combined with a home loan to fulfill the total purchase price of a home.
Homebuyers have to make a down payment because lenders generally won’t finance 100% of the purchase price. The bigger the down payment you can make, the less risky the loan is for the lender.
So how much down payment do you need in order to purchase a home for sale in Charlottesville VA?
That would depend on three things – your lender, the kind of loan you will get, and your financial situation. Typically you’ll have to pay a minimum of 5% to 20% of a home’s purchase price.
Here’s how to save for a down payment the smart way:
Before you start saving money for a down payment, you need to determine first your price range. You don’t want to overspend on a home you can’t afford to keep, do you?
When deciding on a price range, be realistic and consider your financial situation. The often quoted rule of thumb is you can afford a house that costs up to 2 ½ times your annual gross income. If you are buying with your spouse, you should also consider his or her annual gross income to help you decide just how expensive a home you can buy.
Saving for a home is all about priorities. Would you be willing to tighten your belt in order to save for the down payment of your dream home?
Identify areas in your life where you can cut back on expenses so you can put more money in your savings. The best way to do this is to create a budget.
You can also look for a cheaper way to do things. Do you take expensive vacations? You can try something less expensive or closer to home. You can save for a down payment without diminishing the fun in your life.
If you’re really determined to buy a home for sale in Charlottesville VA, you could automate your savings into an account specifically for your down payment.
Having it automated makes sure that you don’t forget to make the deposit into your savings account. You can choose a fixed amount, like $300 per month. You can also specify a percentage of each paycheck. This way you can save more when you get a raise or bonus.
Are you in the market for a home here in Charlottesville VA? Let me help you!
Call me, Pam Dent at (434) 960-0161. Let’s make sure that your real estate transactions go as smoothly and as stress-free as possible!
According to the Charlottesville public records, the property at 311 Maroon Creek Ct, Charlottesville, VA 22903 has approximately 3,118 square feet, 4 beds and 3 baths.
| Overview Maps Photos |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Pam Dent |
| Our recent listings
Central Virginia Equestrian Estate for Sale in Madison County |409 Cook Mountain Dr Brightwood VA 22715 | $1,325,000 | Brightwood, VA
Central Virginia Equestrian for Sale | Historic Hopewell Estate | $1,100,000 | Gordonsville, VA Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $250,000 | Columbia, VA 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $839,900 | Scottsville, VA 10118 Jacksontown Rd Somerset VA 22972 | Elegant Virginia Country Home for Sale | $750,000 | Somerset, VA
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Stunning Panoramic & Stocked Pond Views on 17plus acres completely fenced! Excellent Location off Central Plains Rd where Privacy Abounds. Remodeled Ranch Home with Superior Upgrades. New Kitchen with Granite Countertops, SS Appliances, White Cabinetry & Farm Sink. All Bathrooms Remodeled, New Laminate Floors thru-out. Large Master offers Gorgeous Views. Gas Fireplace in Living Room. Screened Porch, 864 Square Foot Deck, Hot Tub, Firepit & Greenhouse. Terrace Level Offers Room for Expansion & a Wood Burning Stove. Landscaped Yard w/Numerous Fruit Trees. Working Barns w/ Water & Electric: 48×48, 24×36. 54×18 Barn w/Water. 2 Run-In Sheds, 2 Chicken Coops, 2 Wells, Metal Carport & a Whole House Generator.
| Overview Maps Photos |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Pam Dent |
| Our recent listings
Central Virginia Equestrian Estate for Sale in Madison County |409 Cook Mountain Dr Brightwood VA 22715 | $1,325,000 | Brightwood, VA
Central Virginia Equestrian for Sale | Historic Hopewell Estate | $1,100,000 | Gordonsville, VA Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $250,000 | Columbia, VA 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $839,900 | Scottsville, VA 10118 Jacksontown Rd Somerset VA 22972 | Elegant Virginia Country Home for Sale | $750,000 | Somerset, VA
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Purchasing a house is one of the largest financial decisions you will make in your life and homeownership remains to be a goal for many. In fact, it is usually referred to as the great American Dream.
Having your own home means you will have a place to call your own where you’ll be creating equity and building towards the future. You will also have the freedom to decorate your home without having to get approval from someone else.
Of course, there are also serious responsibilities. For one, you’ll have to pay for all the maintenance. You have to be sure that you are ready to take on the duties associated with home ownership.
So how do you know when you’re ready to buy a home in Charlottesville VA?
Before buying a home, you have to know both the upfront and the ongoing money you’ll need. Are you financially ready? How much credit card debt do you have?
How about your credit score? Your credit score will indicate how creditworthy you are. If your credit score is terrible, it may not be a good time to purchase a house. On the other hand, if you have excellent credit, it will be easier for you to get a mortgage at a low-interest rate.
Saving up a down payment may seem like a daunting task. However, it can be done if you go about it the right way.
If you have already saved enough money for a down payment, it is a good indication that you’re ready to buy a home. However, you also have to take into consideration the other expenses like closing costs, insurance, taxes, and repairs and furnishings to turn the house into a livable home.
If you can afford a down payment that allows room for breathing after the purchase, you are well on your way to home ownership.
Before buying any home, make sure you’ll want to stay in that location for at least the next three to five years. Remember that your home is a long-term investment.
On average, home prices, appreciate around three percent per year. If you were to buy and have to sell in less than two years you’d likely lose money because there’s a chance that the increased value won’t even cover the closing costs you paid to buy the house.
While homeownership is a major accomplishment, it also involves a great deal of responsibility. While you were renting, your landlord takes care of everything. Your duty was to pay your rent on time and to keep your unit clean. However, it is entirely different when you own a home.
Are you ready to do the maintenance work necessary to keep your home in good shape? Are you prepared to make all of your mortgage payments on time every time?
If you’re committed to taking on these responsibilities and more, then you’re ready to purchase your own home!
Call me, Pam Dent at (434) 960-0161. With my expertise and experience, I can help turn your real property dreams into a reality.
425 Meade Ave, Charlottesville, VA 22902 is a single family home built in 2011. This property was last sold for $330,000 in 2013 and currently has an estimated value of $374,500. The median sales price for the Martha Jefferson area is $359,000. The $374,500 estimated value is 4.03% greater than the median listing price of $360,000 for the Martha Jefferson area.
According to the Charlottesville public records, the property at 425 Meade Ave, Charlottesville, VA 22902 has approximately 2,009 square feet, 4 beds, 2 full and 1 half baths with a lot size of 5,009 square feet. Nearby schools include Burnley-Moran Elementary School, Buford Middle School and Charlottesville High School. Check this home for sale in Charlottesville VA.
| Overview Maps Photos Features Description |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
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| Our recent listings
Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $269,900 | Columbia, VA
Price Reduced! Central Virginia Equestrian Estate for Sale in Louisa County | Vintage Springs Farm | $400,000 | Bumpass, VA 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $839,900 | Scottsville, VA 10118 Jacksontown Rd Somerset VA 22972 | Elegant Virginia Country Home for Sale | $750,000 | Somerset, VA Price Reduced! 5639 Markwood Rd Earlysville VA 22936 | Home for Sale | $550,000 | Earlysville, VA
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Sold Listings and Properties |
125 Summerfields Lane, Ruckersville, VA is a single family home that contains 2,350 sq ft and was built in 1900. It contains 3 bedrooms and 3 bathrooms. This home last sold for $540,000 in January 2014. The Zestimate for this house is $629,921, which has increased by $7,031 in the last 30 days. The Rent Zestimate for this home is $1,600/mo, which has decreased by $52/mo in the last 30 days. The property tax in 2016 was $2,513. The tax assessment in 2016 was $496,400.
| Overview Maps Photos Features Description |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
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| Our recent listings
Historic Caleb Stone House for Sale | 67 Cameron St Columbia VA 23038 | $269,900 | Columbia, VA
Price Reduced! Central Virginia Equestrian Estate for Sale in Louisa County | Vintage Springs Farm | $400,000 | Bumpass, VA 581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $839,900 | Scottsville, VA 10118 Jacksontown Rd Somerset VA 22972 | Elegant Virginia Country Home for Sale | $750,000 | Somerset, VA Price Reduced! 5639 Markwood Rd Earlysville VA 22936 | Home for Sale | $550,000 | Earlysville, VA
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Sold Listings and Properties |
You will fall in love with this one-of-a-kind luxury home for sale in Scottsville, built both for a convenient lifestyle and full-scale entertainment.
Featuring 4 expansive bedrooms, 3 bathrooms, 2 powder rooms, and an oversized 3-car garage, this custom home is one of a kind.
It also features an exquisite kitchen with granite counters, tile back splash, custom hard rock maple cabinets, and GE monogram stainless steel appliances. A great room, a screened porch a dining room, a terrace apartment, an exercise room, a salt-water pool, multiple decks, porches and patios and a separate mud room/laundry completes the amenities of this vast country home.
It is a home designed to entertain and impress!
Best of all, you have a scenic view of the forest-like area surrounding this Scottsville VA home.
Make this home yours for $750,000.
Call me, Pam Dent at (434) 960-0161 to schedule for a showing.
| Overview Maps Photos Features Video |
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| Pam Dent – REALTOR®
Gayle Harvey Real Estate, Inc.
Listed by: Pam Dent |
| Our recent listings
Price Reduced! 5639 Markwood Rd Earlysville VA 22936 | Home for Sale | $550,000 | Earlysville, VA
581 Blacks Ln Scottsville VA 24590 | High-End Country Home for Sale | $839,900 | Scottsville, VA Central Virginia Equestrian Estate for Sale in Louisa County | Vintage Springs Farm | $450,000 | Bumpass, VA Central Virginia Equestrian for Sale | Historic Hopewell Estate | $1,100,000 | Gordonsville, VA Luxury Home and Equestrian Estate for Sale in Virginia | 570 Wyndholm | $2,300,000 | Evington, VA
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In case you can not view this video here, please click the link below to view 581 Blacks Ln Scottsville VA 24590 | Luxury Country Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=Qx9LlXQK_cc&feature=youtu.be
Pam Dent
Phone: (434) 960-0161
Email: Pam@PamDent.com
McLean Faulconer Inc.
503 Faulconer Dr. #5
Charlottesville, VA 22903
