PAM DENT

Jump into Greener Pastures


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Pam@PamDent.com
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Nightsongs Still Happen in Fluvanna

A couple of nights ago as I was getting ready for bed in my Fluvanna County home, I put on a casette Owl & moon of Keith Jarret piano music.  As I lay in bed listening to the peaceful music I noticed that there was a sound of an owl softly hooting among the piano notes.  I sleepily thought what a nice touch the recording of the owl added to the music and I drifted off to sleep.  A little later when I woke the music had stopped playing but there was the faint hoot of an owl.  Throughout the night whenever I woke slightly the owl was still outside my window.  I sleepily thought of how special it is to live in a place where I can still hear the night music of the owls.

Listening to the owls brings back the happy memories of when my now grown girls were babies.  Both children were born in March, so there were many spring nights when I was awake during the wee hours feeding a baby with the music of the owls in the still night.  We named our Charlottesville horse farm Nightsong in memory of those nights.

If you would like to come to a part of the country where you can still hear the songs of the owls and whipoorwill and the cries of the foxes echoing throuth the night, I would love to help you find a Charlottesville country home.

Filed Under: Blog, Information for buyers Tagged With: Charlottesville country home, Fluvanna County home

New Forest Farm

Having been a horse person as well as a Realtor in the Charlottesville, Virginia area I know how rarely small horse properties with all of the amenities that an equestrian buyer is looking for comes on the market.  New Forest Farm is one such offering.  It is truly a turnkey horse property.  All you need are the horses!  Plus it is perfectly located in the Keswick horse country.

Filed Under: Blog, Farms and Estates, Information for buyers, Listings Tagged With: Charlottesville Horse property, horse farm, Keswick horse property

Homes Are Still Selling

Despite what you hear homes still are selling.  I just sold this lovely home in the Windsor subdivision in Earlysville just a few miles outside of Charlottesville to my clients.

P1010078 (Small)  

We had been waiting for several months for their home on the west coast to sell.  When it finally did go under contract, we were able to move quickly.  We had already spent some time looking at homes in the Charlottesville area, so by the time their home sold, they knew exactly what neighborhoods in which they wanted to live.  With the large inventory on the maket, there were several perfect choices for them to look at and they were able to find a beautiful home at a price that they could afford. 

This may be the right time for you to experience homeownership.

  • Interest rates are at unheard of lows.
  • There is a lot of inventory on the market resulting in a lot of homes to shoose from.
  • Prices are the lowest that they have been in years.
  • $7500 first time homebuyers tax credit.
  • Foreclosures and short sales on the market offering some good buys


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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my website  Jump into Greener Pastures or read my other blog Charlottesville Real Estate Talk more information on Central Virginia homes, events and real estate.

 

Filed Under: Blog, Charlottesville, Information for buyers, Real Estate Tagged With: Charlottesville Virginia homes, Earlysville Virginia homes

Today Is The Perfect Reason To Buy A Central Virginia Horse Farm

Horse in sunToday is December 29.  The middle of winter in most parts of the country.  In Charlottesville we were treated to sunshine and highs in the mid 50's.  This follows two days of highs in the 60's.  Perfect riding weather!  And the perfect reason to own a farm in Charlottesville and Central Virginia.

I am not saying that this is the norm for winter weather in Virginia, but we do get some of everything.  We can get several weeks at a time of cold wintery weather with snow and ice.  However, we will also often get a little break with weather in the 50's as well.  You can usually keep horses in work outside throughout the winter with only a few days missed due to weather conditions that make it impossible to ride.  When people first come to Virginia to shop for a farm, one of the first things that they remark on is the fact that very few of the farms have indoor arenas.  While an indoor is definately a plus it is by no means a necessity if you want to keep riding throughout the winter.

Visit Charlottesville, Virginia and Albemarle County to see some of the most beautiful horse farms on the east coast and enjoy the moderate climate with four distinct seasons… but don't tell that sometimes we get little glimpses of spring in the winter time. 

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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my website  Jump into Greener Pastures or read my other blog Charlottesville Real Estate Talk for more information on Central Virginia homes, events and real estate.

Filed Under: Blog, Charlottesville, Farms and Estates, Information for buyers Tagged With: Albemarle County horse farm, Central Virginia horse farm, Charlottesville Virginia horse farm

Should I Take Advantage Of The Lower Interest Rates And Buy A New Home?

Pink house This week we have been hearing the buzz in the news about the government plan to bring interest rates down to 4.5% in order to prompt home buying and ease the housing crisis.  Does this mean that you should take advantage of the new rates and buy that new home?  The Wall Street Journal discusses the pros and cons of buying a new home with the lower rates.

While the drop in interest rates will translate to a major reduction in your monthly mortgage payment, it may not make sense for you at this time to use this reduction to buy up into a larger home.  Homeowners need to be careful that they do not use the rate reduction as an excuse to buy more home than they can actually afford.  Instead it may be smarter to downsize into a more affordable home with lower payments, particularly if you are unsure about your job security.

The Central Virginia real estate market offers many opportunities to downsize and take advantage of the lowering interest rates.  In addition to lower payments a smaller home will also offer reduced energy and maintenence costs.  If you would like to explore how this option might work for you,  give me a call and we can look together at what Charlottesville area homes are available that could suit your needs and lower your expenses at the same time.

Filed Under: Blog, Information for buyers, Mortgages, Real Estate Tagged With: Central Virginia Real Estate, Charlottesville homes, home buying, interest rates

Looking For An Afforddable Horse Property?

Are you looking for an affordable horse property?  A Fluvanna County farm or farmette may provide the perfect solution.  There are currently 10 horse properties actively listed on the Fluvanna County Bailyandlibby (WinCE) real estate market for under $500,000.  These horse farms range in price from $219,900 to $475,000 and range in size from 5.76 acres up to 39.48 acres.  Fluvanna County adjoins Albemarle County, Virginia; however Fluvanna offers lower home and land prices, and lower taxes than Albemarle, while still offering convenience to Charlottesville, Virginia.  Fluvanna is a county of scenic Virginia beauty and rolling hills.  Come to Fluvanna County and experience the Virginia country life.

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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my website  Jump into Greener Pastures or read my other blog Charlottesville Real Estate Talk

for more information on Central Virginia homes, events and real estate.

 

 

Filed Under: Blog, Farms and Estates, Information for buyers, Real Estate Tagged With: Albemarle County, Charlottesville Virginia, Fluvanna County home sales, Fluvanna County horse farm

Giving Thanks for a Little Good News

As we spend this Thanksgiving with friends and loved ones it is important to consider all of the things that we have to be grateful for.  I would like to share with you a bit of good news from Sandy Madison at Sun Trust Mortgage.

The points listed below by Sandy point out that the Charlottesville real estate market may be headed in the right direction.

  1.  Nationally mortgage applications fell by 6.2% last week.

  2.  Last week our office reported a 50% increase in applications over the previous two weeks.

  3.  This week our office took more applications that we took in the two previous weeks combined.

  4.  75% of the twenty-seven applications taken over the past three weeks were with purchase contracts.

  5.  National home price affordability has reached a 4-year high.

  6.  Home price affordability is expected to experience only a modest increase in 2009.

  7.  Mortgage insterst rates have continued their downward movement.

  8.  The Charlottesville real estate market is gaining momentum.

And more good news from Karen Seiarrino with T.Y. Mortgage.  Yesterday interest rates for a 30 year fixed fell to 5.5 with no points and 5.25 with one point.

The combination of low interest rates and lower home prices are making Charlottesville homes affordable again.  This is good news!

I wish all of my readers the best of Thanksgivings.  Cherish this time with family and friends.  Have a great holiday!

Filed Under: Blog, Charlottesville, Information for buyers, Information for sellers, Real Estate Tagged With: Charlottesville real estate market. interest rates

A Buyer’s Market is the Perfect Time to Trade Up

Many people who are in the position of having to sell their current home in order to buy a bigger home or one with more amenities, are focusing on the fact that their current home will not sell for as much in the present market.  What they don't realize is that the money that they will save on their new home when buying up will actually more than offset the loss on their current home.

The graphics shown below illustrate this point.

A%20Buyers%20Market%20is%20a%20Trading%20Up%20MarketAs you can see when you sell and buy up, you are saving more on the purchase of the new home than you have lost on the sale of your old home.  In addition when the market does improve, and it will improve since the real estate market is cyclical, the larger home will experience greater appreciation.  For example if home values were to rise 10% in future years the new larger home's value would appreciate by $38,000 as opposed to the $19,000 increase of the smaller home.

If you are in the position to sell and buy up, the current market offers an opportunity that will not be available when the maket begins to shift back to a seller's market.

The above graphics and figures are courtesy of Shift and Gary Keller.

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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my other blog Charlottesville Real Estate Talk for more information on Charlottesville and Central Virginia homes, events, and real estate.

Filed Under: Blog, Information for buyers, Information for sellers, Real Estate Tagged With: homebuying, homeselling, real estate market

Living Green – Water Heating and Energy Savings

Many Charlottesville homeowners are trying to make their homes more eco-friendly and save energy at the same time.  One of the ways the save energy and lower our utility bills at the same time is to make some simple corrections to our home's water systems. 

One of the first steps is to lower the water temperature in the hot water heater to 120 degrees.  Each 10degree reduction in hot water temperature can save 3-5% on your yearly hot water bill.  At the same time lowering the water temperature can prolong the lifespan of your water heater.

Insulate your water heater by wrapping it with an insulating blanket.  This will pay for itself in less than a year and can reduce the energy use of your heater by 4-9%.

Install low flow showerheads and faucet aerators.  If you reduce hot water use you will naturally reduce the amount of energy used to heat the water.  These features can actually reduce the energy used in heating water by 50%.

Insulate your hoet water pipes whenever they are located where you can access them.  This will save energy while keeping the water in the pipes warm at the same time.

Fix leaky faucets.  Over time a leaky hot water faucet can waste a significant amount of hot water.

Use the warm or cold settings on your washing machine as much as possible.

Don't heat water when you are not going to use it.  You can buy a timer which will turn your hot water heater off at night and back on again in the morning in time to heave hot water for your morning shower.  Also when you are away on vacation you can turn your hot water heater off.

Initiate even just a couple of these tips and help make your Charlottesville home more environmentally friendly.  Lets work on making Charlottesville green!

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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my other blog Charlottesville Real Estate Talk  for more information on Charlottesville and Central Virginia homes, events and real estate.

Filed Under: Blog, Green building, Information for buyers, Information for sellers Tagged With: Charlottesville home, eco-friendly, save energy

Timing The Drop Of The Market

Many people are confused right now about the best time to jump back into the real estate market.  Everyone wants to buy at the bottom of the market.  Are we there yet?  Will prices drop more?'  The answer is that no one will be able to know when the market has hit bottom until it starts back up again.  Of course once we can see the upturn it is too late.  You have missed the bottom.

The important factor is to focus on finding the home that you want at the price you would like to pay.  When that happens it is time to buy, because that property may not stay around at that good price.  Do you want to take the chance of losing it.

There was a very good article published in Inman News written by Gustavo Blachman that speaks about the question of whether to buy now or to wait.  They are talking about waterfront properties in Florida, but the discussion applies equally well to Charlottesville horse farms or any other Central Virginia properties.

Read the article.

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Contact

Pam Dent

, e-PRO, SRES, NHD, REALTOR®, Real Estate III, Charlottesville, Virginia at 434 960-0161, pam@JumpintoGreenerPastures.com, to list your property for sale or to buy a property in the following areas in Central Virginia: Charlottesville, Albemarle County, Keswick, Glenmore, Ivy, Crozet, Earlysville, Free Union, Cismont, Scottsville, Fluvanna County, Troy, Palmyra, Lake Monticello, Louisa County, Louisa, Mineral, Spring Creek, Orange County, Gordonsville, Orange, Barboursville, Greene County, Ruckersville.

 

To view all of the Charlottesville, Virginia and Central Virginia Homes for Sale click here and click on the mls search button.

 

Visit my other blog Charlottesville Real Estate Talk for more information on Charlottesville and Central Virginia events, homes and real estate.

 

Filed Under: Blog, Farms and Estates, Information for buyers, Real Estate Tagged With: bottom of the market, Charlottesville horse farms, real estate market, should I buy

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Contact Pam

Pam Dent
Phone: (434) 960-0161
Email: Pam@PamDent.com
McLean Faulconer Inc.
503 Faulconer Dr. #5
Charlottesville, VA 22903


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